Credit Risk Analysis Manager - Auto & Other Secured

Boeing Employees Credit Union; Georgia (VT); Remote; USD 97,000 - 182,000; Full time

Job summary

Join a leading financial institution as a Credit Risk Analysis Manager, where you'll oversee lending portfolios, analyze risks, and implement innovative strategies. This role offers a chance to grow professionally while making a significant impact in a purpose-driven organization.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401k

Paid Time Off

Qualifications

• At least 7 years of credit risk analytics experience.
• Proficiency with software such as SAS, SQL, Python.

Responsibilities

• Oversee health and sustainability of lending portfolios.
• Analyze loan portfolio performance to detect risks and opportunities.
• Collaborate to enhance member-focused lending experiences.

Skills

Analytical Skills

Leadership

Collaboration

Education

Bachelor's degree in a quantitative or business field

Tools

SAS

SQL

Python

Tableau

PowerBI

PowerPoint

Job description

Introduction

Is it surprising that a financial institution with 1.5 million members and over $30 billion in managed assets emphasizes that success stems from focusing on people, not profits? Since 1935, our "people helping people" philosophy has guided us, fostering a deep commitment to serving our members, communities, and each other. Joining our team means becoming part of a purpose-driven organization where your work makes a real difference.

While proud of our history, we are excited about the future, especially with upcoming business and technology transformations. Now is an excellent time to be part of BECU.

Pay Range

The target pay range for this position is $125,700.00-$153,600.00 annually, with a full range of $97,400.00 - $181,800.00. Compensation is based on skills, experience, and education. Additional performance-based incentives are available.

Benefits

Our employees and eligible family members have access to comprehensive benefits, including medical, dental, vision, life insurance, disability, AD&D, flexible spending accounts, health savings accounts, 401k, and employer-funded retirement plans. Paid time off and holidays are also provided. More details can be found here.

Impact You’ll Make

As the Credit Risk Analysis Manager, you will oversee the health and sustainability of our Auto & Other Secured lending portfolios. Your analytical expertise will identify risks and opportunities, ensuring strong governance and innovative credit risk strategies. Your leadership will shape our credit risk frameworks and lead key initiatives, collaborating across the organization to enhance member-focused lending experiences.

Location Requirements

Candidates must reside in WA, OR, ID, AZ, TX, SC, or GA. If in WA near Tukwila, you are encouraged to come to the office on Tuesdays and Wednesdays. Remote work is available for those outside the commutable distance, with full engagement in our collaborative environment.

What You’ll Do

• Investigate & Validate Processes: Review risk management practices using data insights and team engagement.
• Analyze Risk & Opportunities: Examine loan portfolio performance to detect risks and opportunities.
• Monitor & Improve Strategy Effectiveness: Use statistical modeling to evaluate and enhance credit risk approaches.
• Optimize Scorecard Usage: Refine scorecards for originations, campaigns, and account management.
• Communicate Insights: Present complex risk findings clearly to senior leadership.
• Present to Committees: Share updates and recommendations with the Credit Committee.
• Shape Risk Appetite: Collaborate with leadership to evolve credit risk strategies.
• Drive Initiatives: Implement departmental strategies through collaboration and follow-through.
• Mentor Future Leaders: Support growth of junior team members.
• Document Procedures: Keep processes and procedures up to date.
• Manage Vendor Partnerships: Oversee vendor relationships for quality and cost-efficiency.
• Support Reporting & Audits: Ensure accurate reporting and audit readiness.
• Promote Advocacy: Lead initiatives to strengthen employee and member advocacy.
• Contribute Broadly: Take on additional duties as needed.

This role offers an opportunity to make a significant impact, grow professionally, and be valued for your contributions.

What You’ll Gain

• Utilize analytical skills to drive smarter decisions.
• Design strategies that deliver value to members.
• Mentor others and foster team success.
• Engage with senior leaders and expand influence.

Qualifications

Minimum Qualifications:

• Bachelor's degree in a quantitative or business field.
• At least 7 years of credit risk analytics experience.
• Proficiency with software such as SAS, SQL, Python.
• Experience with presentation tools like Tableau, PowerBI, PowerPoint.

Desired Qualifications:

• Advanced degree preferred.
• Experience in auto or secured credit risk analytics.
• Experience in financial services industry.
• Ability to analyze portfolio performance and communicate results.
• Proven leadership and collaboration skills.
• Strong PC skills and project management ability.

Join the Journey

Ready to make an impact? Join a collaborative, innovative team where your ideas matter. Elevate your career and contribute to BECU’s success. Apply now and start your journey of influence and growth with us. #BECU #YourGrowth #BECUJourney

EEO Statement: BECU is an equal opportunity employer. All qualified applicants will receive consideration regardless of race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or other protected status.