Credit Review Vice President

JPMorgan Chase & Co.; Columbus (OH); On-site; USD 150,000 - 210,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Credit Review Vice President to lead periodic credit reviews across Wealth Management and Consumer portfolios. You will guide teams, evaluate underwriting quality, and provide independent opinions on credit management processes.

The role involves monitoring risk trends, attending key meetings, and building stakeholder relationships while upholding firm policies. You will advance data analytics usage in credit review and may handle special projects assigned by

Qualifications

• Minimum 10 years of credit experience in retail or corporate portfolios.
• Bachelor’s degree in Accounting, Finance, Economics, or related discipline.
• Strong analytical skills with a solid understanding of retail credit principles.
• Excellent verbal and written communication, with ability to present to management.
• Self-motivated, responsible, and able to work in a fast-paced environment.
• Willing to travel as required.

Responsibilities

• Lead credit review teams as reviewer-in-charge, chair planning, kick-off, findings, and closing meetings.
• Coordinate assignments, define project scope, evaluate risk controls, and communicate with management.
• Review findings, write reports, and archive documents; propose corrective actions.
• Participate in credit review assignments by preparing financial analyses and risk assessments
• Evaluate credit underwriting quality, record findings, and engage in review meetings
• Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings
• Serve as an information resource on retail credit risk and policy
• Partner with Business and Credit Risk Management stakeholders to establish strong working relationships while maintaining independence
• Ensure consistent application of firmwide Risk Policy and Credit Review Policies and Procedures
• Advance the use of data analytics within the Credit Review function
• Complete special projects and research as assigned by the Credit Review Director

Skills

Credit risk

Analytical skills

Communication skills

Leadership

Travel ability

Stakeholder management

Data analytics

Project management

Adaptability

Travel readiness

Education

Bachelor's degree in Accounting/Finance/Economics

Tools

Data analytics

Job description

Join our Credit Review team and make a meaningful impact by helping us maintain strong credit quality across Wealth Management - Mortgage, Consumer and Community Banking and International Consumer portfolios. You’ll work with talented colleagues and business partners, gaining visibility to management while advancing your expertise in credit risk.

As a Credit Review Vice President within our Internal Audit Team, you will lead and execute periodic credit reviews, guide team members in evaluating retail loan transactions, and provide independent opinions on underwriting analysis and credit management processes. You’ll monitor credit risk trends, attend key meetings, and build relationships with stakeholders responsible for credit approval. This role offers the opportunity to shape credit quality and support firmwide standards.

Job Responsibilities

• Lead credit review teams as reviewer-in-charge, chairing planning, kick-off, findings presentation, and closing meetings
• Coordinate team assignments, define project scope, evaluate credit risk controls, and communicate with management
• Review and assess findings, recommend corrective actions, write reports, and archive documents
• Participate in credit review assignments by preparing financial analyses and risk assessments
• Evaluate credit underwriting quality, record findings, and engage in review meetings
• Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings
• Serve as an information resource on retail credit risk and policy
• Partner with Business and Credit Risk Management stakeholders to establish strong working relationships while maintaining independence
• Ensure consistent application of firmwide Risk Policy and Credit Review Policies and Procedures
• Advance the use of data analytics within the Credit Review function
• Complete special projects and research as assigned by the Credit Review Director

Required Qualifications, Capabilities, and Skills

• Experienced credit professional with minimum 10 years of credit experience
• Bachelor’s degree in Accounting, Finance, Economics, or related discipline
• Demonstrated understanding of retail credit principles and strong analytical skills
• Excellent verbal and written communication and interpersonal skills, with ability to present complex and sensitive issues to management
• Enthusiastic, self-motivated, effective in a dynamic fast-paced environment, and willing to demonstrate personal responsibility and accountability
• Proven ability and desire to learn quickly, be adaptable, and think strategically
• Ability to manage multiple tasks concurrently, with a high sense of urgency
• Works well individually and in teams, shares information, supports colleagues, and encourages participation
• Ability to travel as required

Preferred Qualifications, Capabilities, and Skills

• Background in retail credit underwriting and credit risk management
• Wealth Management - Mortgage a plus.
• Successful completion of formal credit training program
• Previous credit review experience