Credit Review Manager

Columbia Bank; Phoenix (AZ); On-site; USD 117,000 - 180,000; Full time

Benefits offered by this job

Healthcare coverage

401(k) retirement plan

Life insurance

Tuition assistance

Mental health resources

Paid time off

Job summary

Columbia Bank in Phoenix is seeking a senior leader to manage the Credit Risk Review Examiners and oversee independent loan reviews, including large and complex credits. You will ensure adherence to bank policies, underwriting standards, and regulatory guidance while accurately identifying risk in the internal loan risk rating system.

This on-site role requires 7–10 years in banking with commercial credit and staff management, a Bachelor's in accounting, finance, economics or related field, and

Qualifications

• Bachelor's degree in accounting, finance, economics or related field (preferred).
• 7–10 years of banking experience in commercial credit and business financial analysis with supervisory responsibilities.
• Strong financial analysis, communication, and relationship-building skills.

Responsibilities

• Manage Credit Risk Review Examiners in completing independent loan reviews.
• Provide independent review and risk assessment of large and complex loans.
• Ensure adherence to bank credit policies, underwriting guidelines and applicable regulations.
• Coordinate workflow for the review team and report results to senior management.
• Develop annual operating and staffing plan for the department; oversee training and mentoring.
• Draft policies and procedures; review project plans and draft reports.
• Collaborate with other departments to address credit risk issues.

Skills

Financial analysis

MS Office

Communication

Leadership

Education

Bachelor's degree in accounting, finance, economics or related field

Tools

Microsoft Office Suite

Job description

About the Role

Under the guidance of the Credit Risk Review Director manages the departments Credit Risk Review Examiners in completing the independent loan review activities. Provides an independent review and risk assessment of non-Homogeneous loans, including some of the bank's largest and most complex loans, ensuring adherence to Bank credit policies, underwriting guidelines, and applicable regulations, as well as determining that risk is accurately identified via the Bank's internal loan risk rating system. Periodically also responsible for managing reviews of loan portfolios; coordinating workflow for a team of review officers, summarizing results, and communicating issues of concern to bank senior management. Provides input to the Credit Risk Review Director for the annual operating and staffing plan for the department. Participates in the development of the departments Universe Risk Assessment tool and annual exam plan. Responsible for review and recommendation of assigned staffing actions; monitors staff activities; oversees staff training; provides staff mentoring. Coordinates the department’s workflow and staffing assignments with the Credit Risk Review Director Directs assigned review activities; drafts department policies and procedures; reviews/approves project plans, samples, results, and draft reports for assigned areas of responsibility. Reviews risk rating concurrence actions as assigned. Develops/Contributes to the materials provided to the Audit Committee Collaborates and consults with Wholesale Banking, Credit Quality Administration, Enterprise Risk, Internal Audit and others to ensure timely, proactive, and inclusive dialogue about credit risk issues and controls. Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training. Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description. May be asked to coach, mentor, or train others and teach coursework as subject matter expert. Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate. Embraces our vision to become “Business Bank of Choice” May perform other duties as assigned.

About You

Education Bachelor's Degree in accounting, finance, economics or related field (preferred) Experience 7-10 years — of experience in banking, commercial credit, and business financial analysis, with department oversight/personnel management; prior commercial loan review experience preferred. (Required) Skills Extensive and varied experience in commercial and consumer credit products. Knowledge of banking regulations and accounting rules; regulatory guidance specific to the internal credit risk review function. Advanced skills in financial analysis. Proficient in Microsoft Office suite. Ability to interact and clearly communicate at all levels of the organization. Proven skills at developing strong relationships with , staff peers, and leadership. Proven ability to lead and develop high-performing teams, with strong skills in conflict resolution, performance management, and fostering a collaborative work environment.

Travel Requirements

Occasional

Pay

The pay range for this role is $117,000.00 to $180,000.00. The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.

Primary Location

Ability to work fully onsite at posted location(s). 2155 W Pinnacle Peak Rd Phoenix AZ 85027

Our Benefits

• eligible associates comprehensive healthcare coverage (medical, dental, and vision plans)
• 401(k)-retirement savings plan with employer match for qualifying associate contributions
• employee assistance program
• life insurance
• disability insurance
• tuition assistance
• mental health resources
• identity theft protection
• legal support
• auto and home insurance
• pet insurance
• access to an online discount marketplace
• paid vacation, sick days, volunteer days, and holidays

Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Our Commitment to Diversity

Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics.

If you require an accommodation to complete the application or interview(s), please let us know by email: [e-mail].

To Staffing and Recruiting Agencies

Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

At Columbia Bank, we’re redefining what it means to bank and to build a career. As the West’s premier banking experience, we combine the strength and scale of a leading financial institution with the heart and mindset of a community bank. With more than 350 locations across eight states, we deliver relationship-based service backed by regional expertise and resources that help families and businesses thrive.

Our culture is built on Do RIGHT, which means: Relationships: We create authentic connections with customers, colleagues, and communities. Impact: Every role here makes a meaningful difference in people’s lives and local economies. Growth: We invest in your success with career development, mentorship, and learning opportunities. Heart: We care deeply about doing what’s best for our customers and each other. Trust: Integrity and transparency guide everything we do.

Why work for Columbia Bank?

A strong, stable financial foundation with over $67 billion in assets and a diverse portfolio that supports flexibility and opportunity. A culture of belonging and purpose, where your ideas matter and your work has impact. Competitive benefits and flexibility designed to help you thrive personally and professionally. Community engagement that matters, from supporting local businesses to empowering youth through financial literacy initiatives.

Ready to Do RIGHT for your career, your community, and your future? Explore opportunities and join Columbia Bank today.