Com'l Banking Relationship Manager

Columbia Bank; Salt Lake City (UT); On-site; USD 120,000 - 200,000; Full time

Benefits offered by this job

Healthcare coverage

401(k) retirement plan with employer-m

Job summary

Columbia Bank seeks an experienced Relationship Manager to lead commercial client relationships and drive profitable revenue growth. You will partner with the Commercial Banking team to deliver customized banking solutions and manage a complex portfolio.

The role emphasizes executive-level engagement, strong credit judgment, and cross-functional collaboration to meet clients’ evolving needs in a dynamic market.

Qualifications

• More than 10 years of relevant commercial lending experience is required.
• Proven track record in developing business in the commercial C&I segment.
• Experience balancing business development with asset quality is essential.

Responsibilities

• Prospect for new business and deepen client relationships with Commercial Banking team.
• Lead cross-functional responses to client requests and sponsor credit and non-credit solutions.
• Proactively expand existing relationships through an established referral network and strategic partnerships.
• Mentor and coach others; act as a subject matter expert in the Columbia corporate culture.

Skills

Business development

Relationship management

Credit underwriting

Team leadership

SNC underwriting

Industry knowledge

Communication skills

Negotiation

Education

10+ years commercial lending experience

Tools

Banking systems

Credit analysis software

Job description

About the Role

Serves as the key banking relationship manager for assigned commercial client relationships. Accountable for prospecting new business and working with Commercial Banking team to deepen client relationships. Maintains a "trusted advisor" role, engaging in dialogue with Executive-level client contacts to assess holistic banking needs and to provide customized banking insights and solutions. Drives financial performance through profitable revenue and growth and quality credit. At this level, the relationship manager generally supports a large portfolio of complex and/or upper market commercial clients. Serves as the trusted advisor to clients, functions as the Commercial client “expert” and the go-to-person providing differentiating consult, ideas, and options for the largest and most complex clients. Champions and leads business development efforts by developing a clear and holistic understanding of the client’s or prospect’s business and industry. Performs client reviews to ensure the bank provides relevant solutions as clients grow and adapt. Develops and maximizes established referral network. Proactively prospects for new clients and identifies ways to expand existing relationships in collaboration with Commercial associates and internal partners. Identifies opportunities and partners to structure, coordinate and sponsor credit and non-credit solutions. Assembles and leads cross-functional team to quickly respond to customer request and identified needs. Utilizes team of experts to creatively present the full breadth of the bank. Maintains active prospecting effort, including identification, qualification and calling. Consistently balances prospecting efforts and quality client maintenance responsibilities. Makes decisions on loans and terms within established lending limits. Analyzes credit to determine the ability of customers and prospective customers to qualify for ensuing borrowing requirements. Follows-up on current loans to ensure compliance with internal procedures and other required terms. Studies middle market industrial, economic and financial situations relating to new or existing business as part of prudent business development and portfolio management disciplines. Actively participates in community organizations to source business development opportunities. Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training. Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description. May be asked to coach, mentor, or train others and teach coursework as subject matter expert. Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate. Embraces our vision to become “Business Bank of Choice”. May perform other duties as assigned.

About You

Education Experience More than 10 years — of relevant Commercial lending experience and proven track record in developing business in the Commercial C&I segment and industry (Required)

Skills

• Proven track record of success in developing new business, growing market share and establishing/growing a quality supportive network.
• Experience working in relationship management teams with a proven understanding of the importance of balancing business development and asset quality.
• Proven ability to constructively work within (lead) a team in effort to deliver holistic, customized banking relationships.
• Expert credit acumen (underwriting, accounting, financial statement, understanding business and understanding of operational cash flow) with the ability to support the most complex deals.
• Working knowledge of the bank’s systems and policies applicable to underwriting and portfolio management.
• Thorough knowledge of bank’s risk-rating system, credit products and underwriting policies.
• Exceptional working knowledge with structuring credit products to middle market business in diverse industries with complex ownership structures.
• Excellent relationship management and business development abilities, analytical and problem solving skills, sales skills, and credit and credit quality skills.
• Confirmed superior client relationship and internal partnering skills.
• Ability to work effectively with individuals and groups across the company to manage customer relationships.
• Demonstrates excellent written and verbal communication and presentation skills.
• Possesses strong computer skills including use of the Microsoft Office suite with the ability to learn new business software, as needed.
• Ability to train and present to small and large audiences.
• Superior technical credit expertise.
• Readily mentors others to grow their skillsets in this space.
• Ability to negotiate/collaborate with Senior Credit Officers on credit terms and structures.
• Experience with syndications, asset-based lending, capital structure finance, leveraged lending, enterprise value lending, and trade finance.
• Experience with underwriting and/or managing Shared National Credits (SNC).

Travel Requirements

Frequent

Pay Range

The pay range for this role is $120, 000.00 to $200,000.00. The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.

Primary Location

Ability to work fully onsite at posted location(s). 95 S State Street Suite 1250 Salt lake city UT 84111

Benefits

• We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans)
• a 401(k)-retirement savings plan with employer match for qualifying associate contributions
• an employee assistance program
• life insurance
• disability insurance
• tuition assistance
• mental health resources
• identity theft protection
• legal support
• auto and home insurance
• pet insurance
• access to an online discount marketplace
• paid vacation
• sick days
• volunteer days
• holidays

Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Our Commitment to Diversity

Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics.

If you require an accommodation to complete the application or interview(s), please let us know by email: [e-mail].

To Staffing and Recruiting Agencies

Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

Company Culture

At Columbia Bank, we’re redefining what it means to bank and to build a career. As the West’s premier banking experience, we combine the strength and scale of a leading financial institution with the heart and mindset of a community bank. With more than 350 locations across eight states, we deliver relationship-based service backed by regional expertise and resources that help families and businesses thrive.

Our culture is built on Do RIGHT, which means: Relationships: We create authentic connections with customers, colleagues, and communities. Impact: Every role here makes a meaningful difference in people’s lives and local economies. Growth: We invest in your success with career development, mentorship, and learning opportunities. Heart: We care deeply about doing what’s best for our customers and each other. Trust: Integrity and transparency guide everything we do.

Why work for Columbia Bank?

A strong, stable financial foundation with over $67 billion in assets and a diverse portfolio that supports flexibility and opportunity. A culture of belonging and purpose, where your ideas matter and your work has impact. Competitive benefits and flexibility designed to help you thrive personally and professionally. Community engagement that matters, from supporting local businesses to empowering youth through financial literacy initiatives.

Ready to Do RIGHT for your career, your community, and your future? Explore opportunities and join Columbia Bank today.