Credit Review Analyst

NTT DATA North America; New Jersey; On-site; USD 83,000 - 85,000; Full time

Job summary

NTT DATA invites a VP/Director-level candidate to lead risk analytics across corporate credit, counterparty risk, and structured credit. You will oversee modelling, data analysis, stress testing, and risk governance for complex CLO/warehouse financing portfolios.

The role emphasizes senior stakeholder engagement, portfolio risk analytics, and collaboration with Front Office, Risk, and Technology teams to drive risk-informed decisions.

Qualifications

• Must have corporate credit risk, counterparty risk, and portfolio credit risk analysis.
• Strong experience in leveraged finance underwriting and risk assessment.
• Familiar with CLO/structured credit and warehouse financing.
• Proficient in credit modelling: PD, LGD, EAD, and expected loss.
• Experience with stress testing and scenario analysis for portfolios.
• Proficient data analytics with large datasets and risk data aggregation.
• Advanced Excel, SQL, and Python for analytics and automation.
• Ability to interact with senior stakeholders and risk governance.

Responsibilities

• Support portfolio-level risk analytics and stress testing.
• Enhance counterparty risk management across sectors.
• Lead credit risk modelling and rating migration work.
• Coordinate with Front Office, Risk, and Data teams.
• Develop dashboards and risk reporting.

Skills

Credit Risk

Leveraged Finance

CLO / Structured Credit

Counterparty Risk

Portfolio Risk Analytics

Stress Testing

Credit Modelling

Corporate Credit Analysis

Cash-flow / Debt Modelling

Collateral Risk

Market Risk Interaction

Regulatory / Capital

Data Analytics

Python

SQL

Excel

Visualization

Risk Systems

Senior stakeholder management

Risk governance

Job description

Company Overview: None

Job Description

VP/DIR - Credit/Corporates (SPCS - Risk & Analytics)

Dedicated coverage for LFG, CLO WH sectors, and associated projects involving GFIG and FFSD

Support portfolio-level risk analytics, including modelling, data analysis, stress testing

Enhance Counterparty risk management capabilities across covered sectors

Credit Risk, Counterparty Credit Risk, Structured Credit, Leveraged Finance, CLO/warehouse financing, Prime/Financing risk analytics, or Front Office Risk teams

Skill area

• PriorityCredit RiskCorporate credit risk, counterparty credit risk, credit underwriting, credit assessment, portfolio credit risk, obligor analysis, issuer risk, exposure analysisMust have
• PriorityLeveraged FinanceLeveraged loans, leveraged finance underwriting/risk, acquisition finance, sponsor-backed lending, highly leveraged transactions, debt capital structuresMust have
• PriorityCLO / Structured CreditCLOs, CLO warehouses, warehouse financing, broadly syndicated loans, leveraged loan portfolios, securitization, structured creditMust have / Strong preference
• PriorityCounterparty RiskCurrent exposure, potential future exposure/PFE, counterparty limits, wrong-way risk, concentration risk, collateralized exposure, netting, marginingMust have
• PriorityPortfolio Risk AnalyticsPortfolio surveillance, risk aggregation, exposure monitoring, concentration analysis, scenario analysis, sensitivity analysis, portfolio-level metricsMust have
• PriorityStress TestingCredit stress testing, macro/sector stress scenarios, default stress, spread shocks, rating migration, recovery assumptions, stressed exposureMust have
• PriorityCredit ModellingPD, LGD, EAD, expected loss, rating models, default probability, recovery analysis, transition matrices, credit migrationStrong preference
• PriorityCorporate Credit AnalysisFinancial statement analysis, leverage ratios, liquidity, cash flow coverage, debt service capacity, industry/sector analysis, covenant analysisMust have
• PriorityCash-flow / Debt ModellingDebt waterfall analysis, cash-flow forecasting, repayment schedules, interest coverage, downside scenariosStrong preference
• PriorityCollateral RiskCollateral valuation, haircut methodology, collateral eligibility, LTV, collateral concentration and monitoringStrong preference
• PriorityMarket Risk InteractionSpread risk, interest-rate sensitivity, mark-to-market exposure, market/credit interactionGood to have
• PriorityRegulatory / CapitalBasel III/IV, CCR capital, SA-CCR, CVA risk, RWA, stress-testing frameworksGood to have
• PriorityData AnalyticsLarge datasets, data quality/reconciliation, portfolio datasets, risk data aggregationMust have
• PriorityPythonpandas, NumPy, analytics/model development, automation, data processingStrong preference / likely must-have
• PrioritySQLQuerying risk/position/reference data, joins, transformations, reconciliationStrong preference
• PriorityExcelAdvanced Excel, financial modelling, scenario modelling, pivot tables, VBA preferablyMust have
• PriorityVisualizationTableau, Power BI, Plotly or equivalent portfolio/risk dashboardsGood to have
• PriorityRisk SystemsCounterparty risk platforms, credit risk engines, portfolio risk systems, Bloomberg/Refinitiv/Markit depending on bank environmentGood to have
• PrioritySenior stakeholder managementInteraction with Front Office, Credit Officers, Risk, Structuring, Trading, Finance, Technology, Data teamsMust have at VP/DIR
• PriorityRisk governanceLimit frameworks, risk appetite, escalation, approval committees, policy interpretation, senior risk reportingMust have at Director level

About NTT DATA

NTT DATA is a $30 billion trusted global innovator of business and technology services. We serve 75% of the Fortune Global 100 and are committed to helping clients innovate, optimize and transform for long term success. As a Global Top Employer, we have diverse experts in more than 50 countries and a robust partner ecosystem of established and start-up companies. Our services include business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation and management of applications, infrastructure and connectivity. We are one of the leading providers of digital and AI infrastructure in the world. NTT DATA is a part of NTT Group, which invests over $3.6 billion each year in R&D to help organizations and society move confidently and sustainably into the digital future. Visit us at us.nttdata.com

NTT DATA endeavors to make https://us.nttdata.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact us at https://us.nttdata.com/en/contact-us. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. NTT DATA is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. For our EEO Policy Statement, please click here. If you'd like more information on your EEO rights under the law, please click here. For Pay Transparency information, please click here.

NTT DATA provides a reasonable range of compensation for U.S.-based positions. The starting pay range for this role is $60 to $62/hour. Actual compensation will depend on a number of factors, including the candidate's relevant experience, technical skills, and other qualifications.

This position is eligible for company benefits including participation in medical, dental, and vision insurance, flexible spending or health savings account, and AD&D insurance, employee assistance, participation in a 401k program, and additional voluntary or legally-required benefits