Credit Products Commercial Banking Group Manager

Regions Bank; Birmingham (AL); On-site; USD 244,000 - 298,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Charlotte, NC, seeks a Credit Products Commercial Banking Group Manager to provide leadership and oversight for a broad team delivering credit support across Commercial Middle Market, Commercial Leveraged, GIB, and SBA segments. You will drive risk management, high-quality credit decisions, and strong asset quality while developing high-performing teams.

You will partner with business, risk, and operational stakeholders to ensure operational excellence, consistency, and

Qualifications

• Bachelor’s degree required.
• 15+ years of commercial banking/commercial credit experience.
• Six years of managerial experience.
• Completion of a major corporate credit training program or equivalent experience.
• Significant accounting, finance, and capital markets knowledge.

Responsibilities

• Develops and manages KPIs for the Middle Market, including credit servicing quality and approval turnaround time.
• Liaises with Credit Review, Risk Management, and Audit to identify risk management weaknesses.
• Hires, develops, coaches, and mentors team leaders in underwriting and portfolio management.
• Ensures recruitment and retention of skilled associates for a deep talent bench.
• Builds strong relationships with Middle Market Executives, Credit Officers, and other stakeholders.
• Ensures new loans/renewals are underwritten per prudent risk standards.
• Leads risk management initiatives for the Middle Market.

Skills

Leadership

Credit risk knowledge

Analytical skills

Communication

Problem solving

Interpersonal skills

Education

Bachelor's degree

MBA preferred

15+ years banking/credit experience

6 years management experience

Job description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description

At Regions, the Credit Products Commercial Banking Group Manager provides leadership and oversight for a broad team of first-line associates responsible for delivering credit support across the Commercial Middle Market, Commercial Leveraged, Government and Institutional Banking (GIB), and Small Business Administration (SBA) segments. This role is responsible for ensuring sound risk management practices, high-quality credit decisions, effective credit product delivery, strong asset quality, and the development of high-performing teams. In partnership with business, risk, and operational stakeholders, this role drives operational excellence, consistency, and continuous improvement in support of the organization's growth and risk objectives.

Primary Responsibilities

• Develops and manages key performance indicators for the Middle Market, including approval documentation quality, credit servicing quality, and credit approval turnaround time
• Acts as a liaison to Credit Review, Risk Management, and Audit teams for identification of any weaknesses in the risk management practices of Middle Market teams
• Hires, develops, coaches, manages, and mentors team leaders responsible for hiring, developing, coaching, managing, and mentoring Credit Products associates supporting underwriting and portfolio management activitie
• Ensures Regions recruits, develops, and retains associates with the skills, experience, and potential needed to maintain a deep and sustainable talent bench
• Creates and maintains strong working relationships with key stakeholders including Middle Market Executives, Credit Officers, Client Coverage Teams, Capital Markets Teams, Senior Leadership, and Human Resources
• Ensures new loans and renewals are underwritten in accordance with prudent risk standards and applicable loan and credit risk management policies
• Serves in a leadership position for all risk management initiatives and activities regarding the Middle Market
• Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing, and risk rating
• Leads credit product activity delivery and support for the Middle Market
• Serves, periodically, on committees, task forces, and groups as needed

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor’s degree
• Fifteen (15) years of commercial banking/commercial credit experience
• Six (6) years of managerial experience
• Completion of a major corporate credit training program or the equivalent corporate banking/corporate finance experience
• Significant accounting, finance, and capital markets knowledge

Preferences

• Master of Business Administration (MBA) or a related degree

Skills And Competencies

• Ability to lead and coach others
• Broad knowledge of all credit disciplines and business strategy
• Demonstrated self-starter with a strong work ethic
• Excellent analytical and problem-solving skills
• Excellent interpersonal skills
• Excellent verbal and written communication skills

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Minimum

Job Range Target: $271,316.00 USD

Median

$327,642.00 USD

Incentive Pay Plans

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals. Opportunity to participate in the Long Term Incentive Plan.

Benefits Information

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details

Charlotte Uptown

Location

Charlotte, North Carolina

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.