Credit Product Manager

Revolut Ltd; United States; Hybrid; USD 149,000 - 225,000; Full time

Benefits offered by this job

Financial benefits

Work flexibility

Revolut Metal subscription

Team events

Job summary

Revolut Ltd is seeking a Credit Product Manager to lead the development of lending features that fuel global growth. You will own the product lifecycle from backend systems to customer journeys, driving conversion and reducing acquisition costs while upholding high standards of compliance.

You will define and execute the product strategy, collaborate with cross-functional teams, and partner with external providers to deliver safe, scalable solutions.

Qualifications

• Experience building products/features in retail credit.
• Strong product design with focus on customer experience and challenging the status quo.
• Knowledge of UI/UX principles and understanding of customer behavior, data, and research.

Responsibilities

• Set the vision for lending features aligned to company goals.
• Build credit products with world-class customer experiences in mind.
• Define and prioritise short, mid, and long-term goals.
• Create a high-conversion funnel and improve acceptance rate.
• Lower cost of customer acquisition.
• Ensure high customer satisfaction within retail credit products.
• Establish reliable third-party partnerships.
• Ensure compliance with regulatory requirements.

Skills

Retail credit experience

Product design

UI/UX principles

Data analysis

Risk management

Stakeholder communication

Analytical mindset

Team leadership

Customer-focused

Education

Degree from a top university

Job description

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.

We're looking for a Credit Product Manager who'll be the go-to person on all things credit. You'll drive product development, improve funnel conversion, lower cost of acquisition, and maintain top quality in the product and customer journey.

Up to shape what's next in finance? Let's get in touch.

What you’ll be doing

• Setting the vision for lending features, considering how it connects to overall company goals
• Building credit products with world-class customer experiences in mind, understanding the full credit lifecycle of a customer
• Defining, prioritizing, and communicating short, mid, and long-term project goals
• Creating a high-conversion funnel and improving acceptance rate
• Lowering the cost of customer acquisition
• Ensuring high customer satisfaction within retail credit products
• Establishing reliable and reputable third-party partnerships
• Ensuring zero tolerance of compliance issues or breach of regulatory requirements

What you'll need

• A degree from a top university
• Experience building products and/or features in retail credit
• Solid product design experience with a passionate approach to customer experience and challenging the status quo
• Knowledge of UI/UX principles with a deep understanding of customer behavior, data, research, and real-world experiences
• Familiarity with risk management principles
• Programming and data analysis skills
• Great interpersonal and negotiation skills, and the ability to prioritize features based on customer needs/wants
• An analytical mindset and track record for making data-driven decisions
• The ability to lead a team and build partnerships with other functions
• The ability to communicate effectively with stakeholders

Compensation range

• New York: $148,500 - $225,000 gross annually*
• Other locations: Compensation will be discussed during the interview process

*Final compensation will be determined based on the candidate's qualifications, skills, and previous experience

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it’s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Get what you need to succeed

• Financial benefits that show we value your work
• Flexibility to work from home, the office, or abroad
• A Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team