Credit Portfolio Sr Analyst

Citi; New York (NY); On-site; USD 109,000 - 164,000; Full time

Benefits offered by this job

Medical coverage

401(k)

Life and disability insurance

Wellness programs

Paid time off

Job summary

Citi is seeking a risk management professional to monitor and design portfolio risk solutions for clients on the New York trading floor. The role emphasizes risk identification, measurement, and reporting within a high‑stakes financial environment.

Candidate will analyze portfolios, set risk limits, and collaborate with Credit Risk Management, sales, and clients to optimize revenue, risk and funding considerations. Strong communication and analytical skills are essential.

Qualifications

• Degree in business, finance or mathematics.
• Strong, relevant work experience in the financial industry.
• Experience in empirical data analysis, risk modelling and stress testing.
• Familiar with foreign exchange, interest rate and credit derivatives. Knowledge of structured products is preferable.
• Familiar with risk concepts (VaR, Factor Sensitivities, and Stress Test) is preferable.
• Ability to work in a cross functional team and to work well under pressure.

Responsibilities

• Monitor and assist in the design of portfolio risk management solutions to meet clients’ objectives.
• Work with sales and clients to analyze client portfolios, propose risk limits and work with Credit Risk Management to have them approved
• Utilize risk management tools for the measurement, monitoring and management of exposure.
• Monitor client exposures and communicate to internal trading desks and external clients
• Develop processes to streamline data and risk analysis tasks
• Put together presentations and documentation for internal or external use on various relative topics

Skills

Analytical thinking

Risk management

Communication

Python

VBA

Education

Degree in business/finance/mathematics

Tools

Python

VBA

Job description

Citi, the world leading global bank, has approximately 200 million customer accounts and a presence in more than 160 countries and jurisdictions worldwide. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Citi enables clients to achieve their strategic financial objectives by providing them with cutting‑edge ideas, best‑in‑class products and solutions, and unparalleled access to capital and liquidity.

Located on the Trading Floor, Citi’s Counterparty Exposure – Hedge Fund Risk Solutions structures umbrella trading‑programs for clients, optimizing risk vs profitability. Accordingly, the group increases Citi’s fee‑based revenue and market‑making execution. Utilizing a risk based solutions across asset classes; the desk aims to increase Citi’s profitability while managing the firm’s risk in times of market volatility and stress. Key responsibilities of the group include risk analysis, risk identification, exposure monitoring and stress testing.

The individual will interact with clients and internal stakeholders to provide customized solution to optimize their portfolios from revenue, risk and funding perspective. The role requires candidates to have strong background in risk, finance and knowledge of derivatives products, as well as the ability to articulate complex ideas to management and clients.

Core Responsibilities

• Monitor and assist in the design of portfolio risk management solutions to meet clients’ objectives.
• Work with sales and clients to analyze client portfolios, propose risk limits and work with Credit Risk Management to have them approved
• Utilize risk management tools for the measurement, monitoring and management of exposure.
• Monitor client exposures and communicate to internal trading desks and external clients
• Develop processes to streamline data and risk analysis tasks
• Put together presentations and documentation for internal or external use on various relative topics

Qualifications

• Degree in business, finance or mathematics.
• Strong, relevant work experience in the financial industry.
• Experience in empirical data analysis, risk modelling and stress testing.
• Familiar with foreign exchange, interest rate and credit derivatives. Knowledge of structured products is preferable.
• Familiar with risk concepts (VaR, Factor Sensitivities, and Stress Test) is preferable.
• Ability to work in a cross functional team and to work well under pressure.

Skills/Competencies

• Strong written and verbal communication skills
• Strong analytical skills and solid familiarity with statistical tools and methods.
• Experience in risk management and stress testing
• Programming skills in Python and VBA a plus
• Good attention to detail.
• Sound risk and business judgement
• Working Environment: office setting, minimal travelling and working hours in the office may be required during projects.
• Effort: minimal physical effort required. High levels of prolonged and intense concentration may be required in front of computer.

Job Family Group

Risk Management

Job Family

Portfolio Credit Risk Management

Time Type

Full time

Primary Location

New York New York United States

Primary Location Full Time Salary Range

$109,120.00 - $163,680.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.

Anticipated Posting Close Date

Aug 25, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision‑making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents – AI Notice and Right

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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