Credit Portfolio Manager, Professional Services and Contractors - Institutional Client Group

U.S. Bank; Newport Beach (CA); On-site; USD 105,400 - 124,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement plan

Paid vacation (2-5 weeks depending on tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Job summary

A leading financial institution is seeking a Credit Portfolio Manager to manage credit account relationships and drive revenue growth. The role requires strong relationship management skills and experience in commercial banking, including underwriting and credit risk management. Ideal candidates will have at least a bachelor's degree and a background in commercial lending policies. The position offers a competitive salary range of $105,400 - $124,000 with comprehensive benefits.

Qualifications

• 5 to 7 years of commercial banking experience required.
• Extensive knowledge of commercial lending policies and credit quality standards is essential.

Responsibilities

• Manage ICG Credit PM 3 accounts and relationships.
• Underwrite various types of credit account exposure.
• Provide customer service and identify customer needs.

Skills

Relationship management

Business development

Analytical skills

Problem-solving skills

Communication skills

Education

Bachelor's degree or equivalent work experience

Job description

Credit Portfolio Manager, Professional Services and Contractors - Institutional Client Group

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About U.S. Bank

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Partners with assigned Relationship Manager(s) to successfully manage ICG Credit PM 3 - Professional Services and Contractors credit account relationships. Grows revenue as directed by senior management by successfully closing new business relationships and retaining and expanding relationships with existing customers. Responsibilities include: underwriting all types of credit account exposure, managing an assigned credit portfolio, successfully closing new business relationships and expanding existing relationships, managing credit risk and responding to prospect or customer credit questions and making independent calls on assigned portfolio of relationships. Secondarily, provides customer service, participates in joint sales calls with Relationship Manager(s) and identifies customer needs.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Five to seven years of commercial banking experience

Preferred Skills/Experience

• Extensive knowledge of commercial lending policy, all applicable laws and regulations, credit quality standards, company and business line policies and procedures
• Strong relationship management and business development abilities, with thorough knowledge of credit products
• Strong analytical and problem‑solving skills
• Ability to work effectively with individuals and groups across the company to manage customer relationships
• Well‑developed written communication and verbal presentation skills

Accommodation for Disabilities

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Equal Opportunity Employer

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet‑based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

Pay Range

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $105,400.00 - $124,000.00

Background Screening

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Posting Status

Posting may be closed earlier due to high volume of applicants.

Seniority Level

• Mid‑Senior level

Employment Type

• Full‑time

Job Function

• Finance and Sales
• Banking