Credit Officer: Residential Construction Lending

NW Recruiting Partners; Seattle (WA); On-site; USD 95,000 - 115,000; Full time

Benefits offered by this job

Employee home loan program

401k with a 3% match

Job summary

A growing private real estate lender is seeking a Credit Officer to manage construction loans. This position involves underwriting, borrower diagnostics, and risk assessment. Ideal candidates will have 2+ years in mortgage banking, a finance-related degree, and strong analytical skills. The compensation ranges from $95k to $115k plus bonuses, with additional benefits like a home loan program and a 401k match.

Qualifications

• 2+ years of mortgage or banking experience in real estate or private equity.
• Solid understanding of income property analysis and loan structuring.
• Ability to work independently in a fast-paced environment.

Responsibilities

• Underwrite bridge and construction loans end-to-end.
• Analyze financials and credit profiles to gauge repayment ability.
• Produce decision memos and present loan packages for review.
• Ensure compliance with internal credit frameworks and investor parameters.
• Serve as liaison between loan officers, borrowers, and internal teams.

Skills

Mortgage/banking experience

Construction knowledge

Real estate understanding

Analytical skills

Proficiency in Excel

Education

Bachelor’s degree in Finance, Real Estate, Business

Tools

Loan origination software

Job description

A growing private real estate lender is seeking a Credit Officer to manage construction loans. This position involves underwriting, borrower diagnostics, and risk assessment. Ideal candidates will have 2+ years in mortgage banking, a finance-related degree, and strong analytical skills. The compensation ranges from $95k to $115k plus bonuses, with additional benefits like a home loan program and a 401k match.