Credit Officer-Global Infrastructure Credit

Bank of America; Charlotte (NC); On-site; USD 120,000 - 180,000; Full time

Job summary

Bank of America is seeking a corporate/commercial credit professional in Charlotte, NC. The role involves in-depth credit analyses, due diligence, and underwriting across project finance and structured credit with a focus on energy, power, and infrastructure.

The ideal candidate has 5+ years in corporate credit, strong modeling skills, and formal credit training. Bank of America emphasizes collaboration, risk management, and delivering responsible growth.

Qualifications

• 5+ yrs experience in a corporate or commercial credit role.
• Experience in project finance/tax equity/structured credit with focus in energy, power, or infrastructure.
• Strong technical skills including quantitative financial modeling.
• Formal credit training program at financial institution.
• BA Degree.
• MBA.

Responsibilities

• Perform financial, business industry, and transaction analyses, conduct research, and prepare supporting documentation for transaction credit approval.
• Performs intensive qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditions
• Participate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements
• Provide input into key projects/initiatives across the bank
• Review the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers)
• Engage with various partners including GCIB Enterprise Credit Officers for recourse obligors, Enterprise Credit Risk, and Global Markets Risk

Skills

Analytical Thinking

Credit Risk Assessment

Financial Analysis

Research Analysis

Underwriting

Attention to Detail

Business Acumen

Forecasting & Modeling

Loan Structuring

Written Communications

Business Development

Collaboration

Critical Thinking

Portfolio Analysis

Stakeholder Management

Education

BA Degree

MBA

Job description

Job Description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Embedded across the bank’s eight lines of business, the Global Infrastructure Credit team reflects the bank’s initiative to fuel the global economy, build trust and credibility with communities, and represents a company that people want to work for, invest in, and do business with. The Global Infrastructure Credit team supports the continued growth in sustainable, renewable, and green finance and further delivers on the bank’s commitment to help society transition to a low-carbon economy. The Global Infrastructure Credit team also supports Bank of America’s active role in the Digital Infrastructure market. The Global Infrastructure Credit Team covers transactions for Corporate Lending, Tax Equity and Project Finance through involvement in the origination and underwriting of transactions.

Responsibilities

• Perform financial, business industry, and transaction analyses, conduct research, and prepare supporting documentation for transaction credit approval.
• Performs intensive qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditions
• Participate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements
• Provide input into key projects/initiatives across the bank
• Review the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers)
• Engage with various partners including GCIB Enterprise Credit Officers for recourse obligors, Enterprise Credit Risk, and Global Markets Risk

Required Qualifications

• 5+ yrs experience in a corporate or commercial credit role.

Desired Qualifications

• Experience in project finance/tax equity/structured credit with a focus in energy, power, or infrastructure
• Strong technical skills including quantitative financial modeling
• Formal credit training program at financial institution
• BA Degree
• MBA

Skills

• Analytical Thinking
• Credit and Risk Assessment
• Financial Analysis
• Research Analysis
• Underwriting
• Attention to Detail
• Business Acumen
• Financial Forecasting and Modeling
• Loan Structuring
• Written Communications
• Business Development
• Collaboration
• Critical Thinking
• Portfolio Analysis
• Stakeholder Management

Shift

1st shift (United States of America)

Hours Per Week

40