Credit ML Modeling Lead: Risk & Innovation

Inizio Partners Corp; San Francisco (CA); On-site; USD 180,000 - 240,000; Full time

Job summary

Inizio Partners Corp. seeks a Machine Learning Modeling Lead for Credit Modeling in the Bay Area.

You will guide end-to-end ML solutions from data exploration to deployment, driving innovations in credit risk scoring, collections models, fraud detection, and customer segmentation. Ideal candidates have 9+ years in applied ML in banking/finTech, hands-on leadership, and strong production experience with Python, SQL, and modern ML frameworks.

Qualifications

• Advanced degree in a quantitative field preferred.
• 10+ years in ML/modeling with banking/fintech exposure.
• Proven leadership of ML projects and teams.
• Strong production deployment and monitoring experience.

Responsibilities

• Lead end-to-end ML solution development, including data exploration, feature engineering, modeling, validation, deployment, and monitoring.
• Develop robust models that drive business value; review junior submissions.
• Oversee documentation, model reviews, and regulatory/compliance reviews.
• Manage validations queries and support model governance processes.
• Collaborate with implementation teams to deploy models in production (cloud/on-prem).
• Translate banking domain challenges into data-driven solutions; mentor junior data scientists.

Skills

ML leadership

Credit modeling

Python

SQL

Feature engineering

Model deployment

Production monitoring

Stakeholder communication

Education

Master's in CS/DS/Math

Tools

MLflow

Kubeflow

Docker

Kubernetes

TensorFlow

PyTorch

Airflow

Job description

Inizio Partners Corp. seeks a Machine Learning Modeling Lead for Credit Modeling in the Bay Area.

You will guide end-to-end ML solutions from data exploration to deployment, driving innovations in credit risk scoring, collections models, fraud detection, and customer segmentation. Ideal candidates have 9+ years in applied ML in banking/finTech, hands-on leadership, and strong production experience with Python, SQL, and modern ML frameworks.