Credit Manager Trainee

Farmers Home Furniture; Atmore (AL); On-site; USD 35,000 - 50,000; Full time

Job summary

A leading retail company is seeking a Credit Manager Trainee to join their team in Alabama. This role involves managing credit applications, conducting collections, and ensuring customer service excellence. Ideal candidates will exhibit strong communication skills and have a professional demeanor. Join us to enjoy benefits like an Employee Stock Ownership Plan, a comprehensive insurance package, and more.

Benefits

Employee Stock Ownership Plan (ESOP)

401(k) Plan with employer matching

Group Medical, Dental, and Life Insurance

Paid Vacation, Sick Leave, and Holidays

Annual Profit-Sharing Bonus Plan

Employee Purchase Discounts

Additional voluntary insurance options

Qualifications

• Ability to lift and move merchandise up to 50 pounds.
• Reliable transportation and valid driver’s license required.
• Professional appearance and demeanor expected.

Responsibilities

• Process credit applications in-store or over the telephone.
• Conduct daily collection calls to customers.
• Approve and issue lines of credit.

Skills

Communication

Customer Service

Problem Solving

Education

High School Diploma

Job description

Join to apply for the Credit Manager Trainee role at Farmers Home Furniture.

Farmers Home Furniture satisfies customers by following three fundamental principles:

• Offer fair prices for quality merchandise
• Provide affordable financing to customers
• Provide outstanding customer service always

Credit Manager Responsibilities Include But Are Not Limited To:

• Process credit applications in store or over the telephone
• Accept payments on accounts
• Type and administer sales contracts
• Conduct daily collection calls to customers with payments due or past due accounts, via telephone and home visits as needed
• Approve or decline and issue lines of credit to customers
• Conduct credit investigations
• Contact customers with delinquent accounts and follow proper collection procedures

Physical Requirements & Professional Expectations:

• Ability to stand and walk for extended periods during shifts
• Ability to lift, carry, and move merchandise up to 50 pounds
• Comfort working in warehouse and delivery environments as needed
• Must maintain a professional appearance and demeanor that reflects the leadership role
• Reliable transportation and valid driver’s license (if required for store support)

Employee Benefits:

• Employee Stock Ownership Plan (ESOP) – You’re not just an employee—you’re an owner
• 401(k) Plan with employer matching
• Group Medical, Dental, and Life Insurance
• Paid Vacation, Sick Leave, and Holidays (including your birthday!)
• Annual Profit-Sharing Bonus Plan
• Employee Purchase Discounts
• Additional voluntary insurance options available

Note: Benefit offerings may vary for positions other than full-time.

About Farmers Home Furniture:

Established in 1949, Farmers Home Furniture is one of the top 100 furniture retailers in the U.S. With over 260 store locations throughout the Southeast, we are proud to be employee-owned and operated. As part of an Employee Stock Ownership Plan (ESOP), our team members don’t just work here—they have a stake in our success.

We are guided by our founder’s principles of fairness, trust, and outstanding service, and remain committed to delivering quality name-brand merchandise, affordable financing, and exceptional service to the customers and communities we serve.

Seniority level

• Internship

Employment type

• Full-time

Job function

• Finance and Sales

Industries

• Retail

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