Credit Manager Trainee

Farmers Home Furniture; Albany (GA); On-site; USD 35,000 - 50,000; Full time

Job summary

Farmers Home Furniture is seeking a Credit Manager Trainee to deliver excellent customer service by managing credit processes in a dynamic retail environment. This role involves handling credit applications, collections, and providing exceptional service while participating in a supportive, employee-owned company culture.

Benefits

Employee Stock Ownership Plan (ESOP)

401(k) Plan with employer matching

Group Medical, Dental, and Life Insurance

Paid Vacation, Sick Leave, and Holidays

Annual Profit-Sharing Bonus Plan

Employee Purchase Discounts

Qualifications

• Reliable transportation and valid driver’s license if required for store support.
• Ability to stand and walk for extended periods.
• Ability to lift, carry, and move merchandise up to 50 pounds.

Responsibilities

• Process credit applications in-store or over the phone.
• Conduct daily collection calls.
• Approve or decline lines of credit.

Skills

Customer service

Professional appearance

Communication

Job description

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Description

• Offer fair prices for quality merchandise
• Provide affordable financing to customers

Job Details

Description

Farmers home Furniture satisfies customers by following three fundamental principles:

• Offer fair prices for quality merchandise
• Provide affordable financing to customers
• Provide outstanding customer service always
  
  

Credit Manager Responsibilities Include But Are Not Limited To

• Process Credit applications in store or over the telephone
• Accept payments on accounts
• Type and administer sales contracts
• Conducts daily collection calls to customers with payments due or to customers with past due accounts via telephone and home visits as needed
• Approve or decline and issue lines of credit to customers
• Conduct credit investigations
• Contact customers with delinquent accounts and follow proper collection procedures
  
  

Physical Requirements & Professional Expectations

• Ability to stand and walk for extended periods during shifts
• Ability to lift, carry, and move merchandise up to 50 pounds
• Comfort working in warehouse and delivery environments as needed
• Must maintain a professional appearance and demeanor that reflects the leadership role
• Reliable transportation and valid driver’s license (if required for store support)
  
  

Employee Benefits

• Employee Stock Ownership Plan (ESOP) – You’re not just an employee—you’re an owner
• 401(k) Plan with employer matching
• Group Medical, Dental, and Life Insurance
• Paid Vacation, Sick Leave, and Holidays (including your birthday!)
• Annual Profit-Sharing Bonus Plan
• Employee Purchase Discounts
• Additional voluntary insurance options available
  
  

Note: Benefit offerings may vary for positions other than full-time.

About Farmers Home Furniture

Established in 1949, Farmers Home Furniture is one of the top 100 furniture retailers in the U.S. With over 260 store locations throughout the Southeast, we are proud to be employee-owned and operated. As part of an Employee Stock Ownership Plan (ESOP), our team members don’t just work here—they have a stake in our success.

We are guided by our founder’s principles of fairness, trust, and outstanding service, and remain committed to delivering quality name-brand merchandise, affordable financing, and exceptional service to the customers and communities we serve.

Seniority level

• Seniority level

  Internship

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Retail

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