Credit Manager

New Hampshire Mutual Ban; Laconia (NH); Hybrid; USD 113,000 - 138,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) with company match

Paid time off

Tuition reimbursement

Professional development opportunities

Job summary

MVSB is seeking an experienced Credit Manager to lead the Commercial Credit Department in a hybrid role based at our Laconia or Meredith, NH branch. This position oversees credit analysis, annual credit reviews, appraisal review functions, and departmental workflow to support sound commercial lending decisions.

The ideal candidate has strong commercial credit experience, sound judgment, and the ability to guide a collaborative, high-performing team.

Qualifications

• Five to seven years of related credit analysis experience in banking or credit environment.
• Extensive commercial credit analysis, banking, and/or related credit experience with ability to read, interpret and analyze financial statements.
• Strong financial analysis, communication, judgment, and attention to detail.
• Prior supervisory experience.
• Proficiency with common desktop software, lending/credit platforms, and Microsoft Excel.

Responsibilities

• Lead department workflow for credit analysis, annual reviews, financial tracking, and appraisal review functions
• Prepare and oversee credit analysis reports for new commercial loan applicants
• Ensure credit review and underwriting processes align with lending policies and regulatory requirements
• Review commercial relationships for covenant compliance, financial performance, and loan exceptions
• Manage, coach, and develop credit staff while supporting strong collaboration with lending partners

Skills

Credit analysis

Financial analysis

Supervisory experience

Communication

Attention to detail

Tools

Microsoft Excel

Lending platforms

Job description

Company: MVSB

Title: Credit Manager

Location: Hybrid scheduled based in Laconia or Meredith, N.H.

Position Details: Full Time, Monday-Friday, 8:00AM-5:00PM

FLSA: Exempt, Officer First/Mid-Level Officials and Managers

Salary: Negotiable based on level of experience up to $125,000.00

MVSB is seeking an experienced Credit Manager to lead the Commercial Credit Department in a hybrid role, based at our Laconia or Meredith, NH branch. This role oversees credit analysis, annual credit reviews, appraisal review functions, and departmental workflow to support sound commercial lending decisions.

The ideal candidate has strong commercial credit experience, sound judgment, and the ability to guide a collaborative, high-performing team.

What You’ll Do

• Lead department workflow for credit analysis, annual reviews, financial tracking, and appraisal review functions
• Prepare and oversee credit analysis reports for new commercial loan applicants
• Ensure credit review and underwriting processes align with lending policies and regulatory requirements
• Review commercial relationships for covenant compliance, financial performance, and loan exceptions
• Manage, coach, and develop credit staff while supporting strong collaboration with lending partners

What We’re Looking For

• Five to seven years of related credit analysis experience in banking or credit environment
• Extensive commercial credit analysis, banking, and/or related credit experience with ability to read, interpret and analyze financial statements
• Strong financial analysis, communication, judgment, and attention to detail
• Prior supervisory experience
• Proficiency with common desktop software, lending/credit platforms, and Microsoft Excel

Why You’ll Love Working Here

In addition to a competitive salary, we offer a comprehensive benefits package designed to support you both personally and professionally. Benefits include medical, dental, and vision coverage, a 401(k) with company match, paid time off, paid parental leave, tuition reimbursement, professional development opportunities, and the chance to be part of a supportive team that values the work you do every day.

Why Join MVSB

At MVSB, we build genuine partnerships through exceptional customer service, teamwork, integrity, and excellence. We take pride in supporting the communities we serve and creating an environment where employees can do meaningful work, grow professionally, and contribute to a strong community banking culture.

If you’re ready to bring your commercial lending experience to a collaborative community banking team, we’d love to hear from you. Join MVSB and contribute to meaningful work that supports strong lending decisions, local businesses, and the communities we serve.

We are an Equal Opportunity Employer. This includes veterans and individuals with disabilities.

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