Credit Manager

MVSB (Meredith Village Savings Bank); Laconia (NH); Hybrid; USD 113,000 - 138,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

401(k) match

Paid time off

Tuition reimbursement

Professional development

Job summary

MVSB invites applications for a Credit Manager to lead the Commercial Credit Department in a hybrid role based at our Laconia or Meredith, NH locations. You will oversee credit analysis, annual reviews, appraisal review functions, and departmental workflow to support sound lending decisions.

The ideal candidate will have strong commercial credit experience, sound judgment, and a proven ability to coach a high-performing team in a collaborative banking environment.

Qualifications

• 5–7 years of credit analysis experience in banking or credit environment.
• Ability to read, interpret and analyze financial statements.
• Strong financial analysis, judgment, and attention to detail.
• Prior supervisory experience.
• Proficiency with common desktop software and Excel.

Responsibilities

• Lead department workflow for credit analysis, annual reviews, financial tracking, and appraisal review functions
• Prepare and oversee credit analysis reports for new commercial loan applicants
• Ensure credit review and underwriting processes align with lending policies and regulatory requirements
• Review commercial relationships for covenant compliance, financial performance, and loan exceptions
• Manage, coach, and develop credit staff while supporting strong collaboration with lending partners

Skills

Credit analysis

Financial statement analysis

Leadership / supervisory

Attention to detail

Communication skills

Tools

Microsoft Excel

Lending platforms

Job description

Location:Hybrid scheduled based in Laconia or Meredith, N.H.

FLSA:Exempt, Officer First/Mid-Level Officials and Managers

Salary:Negotiable based on level of experience up to $125,000.00

MVSBis seeking an experienced Credit Manager to lead the Commercial Credit Department in a hybrid role, based at our Laconia or Meredith, NH branch. This role oversees credit analysis, annual credit reviews, appraisal review functions, and departmental workflow to support sound commercial lending decisions.

The ideal candidate has strong commercial credit experience, sound judgment, and the ability to guide a collaborative, high-performing team.

What You’ll Do

• Lead department workflow for credit analysis, annual reviews, financial tracking, and appraisal review functions
• Prepare and oversee credit analysis reports for new commercial loan applicants
• Ensure credit review and underwriting processes align with lending policies and regulatory requirements
• Review commercial relationships for covenant compliance, financial performance, and loan exceptions
• Manage, coach, and develop credit staff while supporting strong collaboration with lending partners

What We’re Looking For

• Five to seven years of related credit analysis experience in banking or credit environment
• Extensive commercial credit analysis, banking, and/or related credit experience with ability to read, interpret and analyze financial statements
• Strong financial analysis, communication, judgment, and attention to detail
• Prior supervisory experience
• Proficiency with common desktop software, lending/credit platforms, and Microsoft Excel

Why You’ll Love Working Here

In addition to a competitive salary, we offer a comprehensive benefits package designed to support you both personally and professionally. Benefits include medical, dental, and vision coverage, a 401(k) with company match, paid time off, paid parental leave, tuition reimbursement, professional development opportunities, and the chance to be part of a supportive team that values the work you do every day.

Why Join MVSB

At MVSB, we build genuine partnerships through exceptional customer service, teamwork, integrity, and excellence. We take pride in supporting the communities we serve and creating an environment where employees can do meaningful work, grow professionally, and contribute to a strong community banking culture.

We are an Equal Opportunity Employer. This includes veterans and individuals with disabilities.