Credit Business Analyst, Growth

Robinhood; New York, Washington, Menlo Park (NY, District of Columbia, CA); On-site; USD 166,000 - 195,000; Full time

Benefits offered by this job

Equity compensation

401(k) matching

100% paid health insurance

AI tools access

Flex benefits

Job summary

Robinhood is seeking a Credit Business Analyst, Growth to own growth strategies for the credit card program in the US. You will work with credit, product and operations to design campaigns and model NPV-driven growth, targeting customer acquisition.

Based in our New York, Menlo Park, or DC offices with in-person attendance 3 days per week, you will translate data insights into scalable initiatives and communicate results to senior leadership.

Qualifications

• 3-5 years of experience building and leading acquisition and growth initiatives for credit card or other lending products.
• Hands-on experience with SQL, R, or Python (Pandas, Scikit-learn).
• Bachelor’s or Master’s degree in a related field.

Responsibilities

• Use data, technology, and customer-focused thinking to design initiatives that expand our credit card business.
• Collaborate with partners across product, operations, and engineering to build campaigns with high response rates.
• Use NPV models to design a growth strategy delivering a resilient customer mix.
• Propose novel solutions and gather data independently to solve complex problems.
• Oversee, build, and monitor marketing campaigns, using feedback loops to improve performance.
• Communicate clearly with senior leadership, product managers, and engineering partners.

Skills

SQL

Python

R

Data analysis

Communication

Education

Bachelor's or Master's degree

Tools

Pandas

Scikit-learn

Job description

Join us in building the future of finance. Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you’re ready to be at the epicenter of this historic cultural and financial shift, keep reading.

About the team + role

We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards. The Credit Card business team's mission is to shape Robinhood’s vision in the credit and banking space by delivering smart, customer-focused financial solutions. Our team is dedicated to reshaping the credit landscape and redefining the way people interact with financial services daily. By using data and customer feedback, we design growth initiatives that expand our credit card offerings. We aim to make financial services accessible to everyone, building programs that support Robinhood’s broader goals!

As Credit Business Analyst, Growth, you will be responsible for owning a portion of the growth strategy for credit cards. You will work closely with credit, product and operations to execute strategies that will help grow the card customer base. This role is based in our Menlo Park, CA, New York, NY, or Washington, DC office(s), with in-person attendance expected at least 3 days per week. At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams.

What you’ll do

• Use data, technology, and customer-focused thinking to design initiatives that expand our credit card business.
• Collaborate with partners across product, operations, and engineering to build and run campaigns that drive high response rates for the credit card product.
• Use Net Present Value (NPV) models to design a growth strategy that delivers a resilient mix of customers to the card program.
• Propose novel solutions and gather data independently to solve complex problems.
• Oversee, build, and monitor marketing campaigns, using feedback loops to continuously improve performance.
• Communicate clearly and effectively with senior leadership, product managers, and engineering partners, tailoring content to the audience and ensuring alignment.

What you bring

• Strong quantitative analytical skills.
• 3-5 years of experience building and leading acquisition and growth initiatives for credit card or other lending products.
• Hands‑on experience with SQL, R, or Python (specifically Pandas, Scikit‑learn, etc.).
• Experience growing and scaling credit card programs is a plus.
• Strong communication skills and the ability to simplify complex programs to focus on key areas of improvement.
• Experience with experimentation, including test design, reading results, and communicating insights to guide decisions.
• Demonstrated ability to collaborate with partners across Product, Engineering, Data Science, Legal, and Compliance.
• Bachelor’s or Master’s degree in Computer Science, Engineering, Information Systems, Analytics, Mathematics, Physics, Applied Sciences, or a related field.

What we offer

• Challenging, high-impact work to grow your career
• Performance driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching
• Top Tier benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents
• Access to the best AI tools on the market and continuous AI skill-building for every employee, technical or not
• Lifestyle wallet - a highly flexible benefits spending account for wellness, learning, and more
• Employer-paid life & disability insurance, fertility benefits, and mental health benefits
• Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
• Exceptional office experience with catered meals, events, and comfortable workspaces.

In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits. Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process. Base Pay Range: Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC) $166,000 — $195,000 USD Zone