Credit & AR Analyst: Risk, Cash Flow & Customer Accounts

Mid Kansas Coop; Kansas; On-site; USD 60,000 - 90,000; Full time

Job summary

Mid Kansas Coop is seeking a Credit Analyst / Accounts Receivable Accountant to evaluate customer creditworthiness, analyze financial data, and support AR activities. You will collaborate with sales, accounting, and finance teams to balance growth with risk control.

The role requires at least three years in credit analysis or related fields, strong Excel skills, and the ability to interpret financial statements and credit reports in a cooperative environment.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Agricultural Economics, Business Administration, or a related field.
• Minimum 3 years of experience in credit analysis, commercial lending, financial analysis, or risk management.
• Strong understanding of financial statement analysis and commercial credit underwriting principles.
• Proficiency with Microsoft Excel and financial analysis tools.

Responsibilities

• Analyze customer financial statements, tax returns, cash flow statements, and supporting documentation.
• Review commercial credit reports and public financial information.
• Assess liquidity, leverage, profitability, and repayment capacity using financial ratio analysis.
• Monitor existing accounts for changes in creditworthiness and financial condition.
• Conduct periodic credit reviews and renewals.
• Partner with sales teams and Accounts Receivable to support customer relationships and collections.
• Ensure compliance with company credit policies and maintain accurate documentation.
• Customer account maintenance
• Process AR transactions

Skills

Financial Analysis

Credit Risk Assessment

Decision Making

Business Acumen

Attention to Detail

Communication Skills

Problem Solving

Relationship Management

General Accounting

Education

Bachelor's degree in Finance, Accounting, Economics, Agricultural Economics, Business Administration, or related field

Tools

Microsoft Excel

Financial analysis tools

Job description

Mid Kansas Coop is seeking a Credit Analyst / Accounts Receivable Accountant to evaluate customer creditworthiness, analyze financial data, and support AR activities. You will collaborate with sales, accounting, and finance teams to balance growth with risk control.

The role requires at least three years in credit analysis or related fields, strong Excel skills, and the ability to interpret financial statements and credit reports in a cooperative environment.