Credit Analytics & Risk Analyst

UFCU

Austin (TX)

Hybrid

USD 65,000 - 85,000

Full time

14 days+

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Job summary

UFCU in Austin, Texas, seeks a Credit Analyst to deliver insight-driven analytics across consumer, mortgage, and business portfolios, supporting robust credit decisions with risk-adjusted insights and operational reporting.

This hybrid role emphasizes data alignment, transparency, and cross-functional collaboration, focusing on CECL considerations, KPIs, and scalable analytics to improve decision quality while upholding UFCU’s member-centric mission.

Qualifications

Bachelor’s degree in Finance, Economics, Business, Data Analytics, or related field.
2–4 years of experience in lending, credit analytics, risk management, or financial analysis.
Strong analytical and quantitative skills with portfolio analysis, risk modeling, and operational reporting.
Experience with data analytics tools and reporting platforms (Excel, SQL, Tableau, Power BI); digital lending tools a plus.

Responsibilities

Produce timely, accurate analytics for loan portfolios, including delinquency and risk trends.
Support development and maintenance of portfolio dashboards using Power BI/Tableau.
Assist CECL modeling inputs, stress-testing, and static pool analysis; ensure regulatory/compliance alignment.
Collaborate across Lending, ERM, Finance, and Compliance to improve data alignment and decision quality.