Credit Analyst - Powersports Lending

Kawasaki Motors Corp., U.S.A.; Dallas (TX); On-site; USD 60,000 - 80,000; Full time

Job summary

A major motorcycle manufacturer in Dallas is seeking an experienced Credit Analyst to enhance underwriting operations. The role involves developing policies, analyzing credit applications, and ensuring compliance with regulations. Candidates should possess 3-5 years of underwriting experience, strong analytical skills, and proficiency in Microsoft Office. This position requires working on-site in Dallas, TX.

Qualifications

• 3-5 years of experience in underwriting or finance.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Strong analytical and decision-making skills.
• Familiarity with lending regulations.

Responsibilities

• Assist in developing underwriting policies and procedures.
• Evaluate and analyze credit applications.
• Communicate with team members and dealers.
• Maintain accurate records of underwriting decisions.

Skills

Analytical skills

Communication skills

Problem-solving

Proficiency in Microsoft Office

Education

High school diploma or associate degree in Finance or Business

Tools

Loan Origination Systems (LOS)

Job description

Overview

Kawasaki Motors Retail Finance is seeking a dedicated and experienced Credit Analyst to join our team. This role is integral to the setup and success of our underwriting operations. The ideal candidate will work closely with the Underwriting Manager to establish and streamline underwriting processes and ensure efficient and effective operations.

Responsibilities

• Assist in developing and implementing underwriting policies and procedures.
• Evaluate and analyze credit applications to determine risk and approve or decline applications accordingly.
• Communicate with Funding Associate, Credit Analysts and Dealer Partners to resolve issues and obtain additional information when necessary.
• Collaborate with the Underwriting Manager to set up the business and ensure adherence to regulatory requirements.
• Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage loan applications.
• Maintain accurate and up-to-date records of all underwriting decisions and documentation.
• Work collaboratively with other team members to achieve departmental goals.
• Provide excellent customer service and support to dealers and customers regarding financing options.
• All other duties as assigned.

Qualifications

• High school diploma, associate degree or equivalent in Finance, Business, or related field. Previous underwriting experience is mandatory.
• A minimum of 3-5 years of experience is recommended.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Remain current on lending regulations and guidelines.
• Familiarity with Loan Origination Systems (LOS).
• Strong analytical and decision-making skills.
• Research and problem-solving capabilities.
• Excellent communication and interpersonal skills.
• Act as a resource for dealer and staff questions regarding KMRF’s loan programs.
• Working knowledge of financial services regulations together with all internal policies and procedures.
• Working knowledge of various loan structures, payment schedules, amortizations, and interest rates.
• Prepare monthly production reports and provide information to manager.
• Basic understanding of financial information and lending regulations.
• Ability to work 100% on-site at our Dallas, TX office.

Profile Differentiators

• Experience in founding, co-founding or working in a fast-paced startup environment.
• Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs).
• Experience in a FinTech startup.
• Advanced professional degree.

KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.

Job details

• Seniority level: Associate
• Employment type: Full-time
• Job function: General Business
• Industries: Manufacturing