Credit Analyst, Powersports

Kawasaki; Town of Texas (WI); On-site; USD 70,000 - 95,000; Full time

Benefits offered by this job

Professional development opportunities

Discretionary incentives

Generous vacation policy

Employee discounts on products

Job summary

A leading finance company in Texas is seeking an experienced underwriter to develop policies, evaluate credit applications, and support dealers with financing options. The ideal candidate possesses strong analytical skills, familiarity with loan systems, and 3-5 years of relevant experience. This full-time role requires on-site work with a competitive salary and generous benefits including vacation and wellness initiatives.

Qualifications

• 3-5 years of experience in underwriting.
• Ability to maintain up-to-date records.
• Familiarity with lending regulations.
• Familiarity with Loan Origination Systems (LOS).
• Knowledge of lending regulations and policies.

Responsibilities

• Evaluate and analyze credit applications.
• Assist in developing underwriting policies.
• Provide support to dealers regarding financing options.
• Collaborate with Underwriting Manager to ensure regulatory adherence.
• Use Microsoft Office and LOS to process loan applications.
• Maintain up-to-date records of underwriting decisions and docs.
• Work with team to meet departmental goals.
• Provide customer service and financing options to dealers and customers.
• All other duties as assigned.

Skills

Analytical skills

Communication skills

Problem-solving capabilities

Proficiency in Microsoft Office

Customer service

Education

High school diploma or equivalent

Associate degree in Finance or related field

Tools

Loan Origination Systems (LOS)

Microsoft Office (Word, Excel, PowerPoint)

Job description

Responsibilities

• Assist in developing and implementing underwriting policies and procedures.
• Evaluate and analyze credit applications to determine risk and approve or decline applications accordingly.
• Communicate with Funding Associate, Credit Analysts and Dealer Partners to resolve issues and obtain additional information when necessary.
• Collaborate with the Underwriting Manager to set up the business and ensure adherence to regulatory requirements.
• Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage loan applications.
• Maintain accurate and up-to-date records of all underwriting decisions and documentation.
• Work collaboratively with other team members to achieve departmental goals.
• Provide excellent customer service and support to dealers and customers regarding financing options.
• All other duties as assigned.

Qualifications

• High school diploma, associate degree or equivalent in Finance, Business, or related field; Previous experience in underwriting is mandatory
• A minimum of 3-5 years of experience is recommended.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Remain current on lending regulations and guidelines
• Familiarity with Loan Origination Systems (LOS).
• Strong analytical and decision-making skills.
• Research and problem-solving capabilities.
• Excellent communication and interpersonal skills.
• Act as a resource for dealer and staff questions regarding the KMRF’s loan programs
• Working knowledge of financial services regulations together with all internal policies and procedures.
• Working knowledge of various loan structures, payment schedules, amortizations, interest rates
• Prepare monthly production reports and provide information to manager
• Basic understanding of financial information and lending regulations.
• Ability to work 100% on-site at our Dallas, TX office.

Profile Differentiators

• Experience in founding, co-founding or working in a fast-paced startup environment.
• Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs)
• Experience in a FinTech startup.
• Advanced Professional degree

What We Offer

• Professional development opportunities
• Competitive salary based on experience
• Discretionary incentives to reward the achievement of annual performance objectives
• Generous vacation policy
• Generous Paid time off
• Health & wellness initiatives
• Up to 12 paid company holidays
• Employee discounts on Kawasaki products

KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.