Credit Analyst Trainee: Analyze & Present Credit

Civista-Bank; Ohio; On-site; USD 52,000 - 78,000; Full time

Job summary

Civista-Bank in Ohio seeks a Credit Analyst Trainee to conduct credit investigations, spread financial statements, and analyze routine credit information for commercial loan requests and reviews.

Under supervision, you will prepare summaries, present facts, support loan officers, and assist with policy development and reporting to management and loan committees.

Strong analytical and Excel skills, knowledge of financial statements, and familiarity with banking practices are preferred.

Qualifications

• Bachelor’s degree in business or related field; associate degree acceptable.
• Experience in commercial credit and lending is a plus.
• Strong analytical, written and verbal communication skills; ability to handle confidential information.

Responsibilities

• Investigate all sources of credit and financial information.
• Spread and analyze financial statements.
• Prepare summaries and present facts on creditworthiness.
• Summarize conclusions in loan presentations and reviews.
• Analyze market and industry and assess management teams.
• Assist with special projects and reporting in Credit Administration.
• Understand and apply bank policies; maintain loan analysis systems.
• Recommend risk grade changes and complete loan reviews.

Skills

Financial analysis

Credit investigations

Excel

Interpersonal skills

Confidentiality

Communication

Education

Bachelor's degree in business or related field

Associate degree in business

Post-secondary training in accounting/finance

Tools

Microsoft Office

Financial statement spreading software

Job description

Civista-Bank in Ohio seeks a Credit Analyst Trainee to conduct credit investigations, spread financial statements, and analyze routine credit information for commercial loan requests and reviews.

Under supervision, you will prepare summaries, present facts, support loan officers, and assist with policy development and reporting to management and loan committees.

Strong analytical and Excel skills, knowledge of financial statements, and familiarity with banking practices are preferred.