Credit Analyst: Risk & Credit Assessment Expert

Tolleson Wealth Management; Dallas (TX); On-site; USD 65,000 - 90,000; Full time

Job summary

Tolleson Wealth Management is seeking a motivated Credit Analyst to conduct thorough financial analyses of applicants, review financial statements and tax returns, and assess creditworthiness. You will evaluate collateral, perform due diligence, and compile detailed credit packages while staying compliant with policies and regulations.

The role requires at least one year in a financial analyst or credit analyst position, a strong analytical mindset, and excellent communication skills.

Qualifications

• Bachelor’s degree in business, finance, or accounting.
• Minimum one-year experience in a financial analyst or credit analyst role with a financial institution or mortgage company.
• Proficient in prioritizing tasks effectively, ensuring timely completion of assignments.
• Strong analytical skills with a keen attention to detail.
• Strong verbal and written communication skills.
• Must consent to and have favorable consumer report and background check.

Responsibilities

• Conduct thorough financial analysis of applicants, including reviewing financial statements and tax returns to assess creditworthiness.
• Evaluate collateral strength offered by applicants to secure credit, ensuring adequacy and relevance in mitigating credit risk.
• Conduct due diligence on potential clients, verifying information and ensuring compliance with company policies and industry regulations.
• Retrieve and analyze consumer credit reports.
• Assess the credit risk of each application considering ability to repay, payment history, debt levels, and industry trends.
• Prepare detailed credit packages and maintain documentation of the credit analysis process.
• Prepare compliance reports for collateral monitoring and maintenance as needed.
• Stay informed about industry trends, economic conditions, and regulatory changes impacting credit decisions.
• Assist in other client service functions including origination, maintenance, and retention of client portfolios.
• Other duties as assigned by management.

Skills

Analytical skills

Attention to detail

Prioritization

Communication

Education

Bachelor's degree in business, finance, or accounting

Job description

Tolleson Wealth Management is seeking a motivated Credit Analyst to conduct thorough financial analyses of applicants, review financial statements and tax returns, and assess creditworthiness. You will evaluate collateral, perform due diligence, and compile detailed credit packages while staying compliant with policies and regulations.

The role requires at least one year in a financial analyst or credit analyst position, a strong analytical mindset, and excellent communication skills.