Credit Analyst (on site)

PetroCard; Kent (WA); On-site; USD 39,000 - 48,000; Full time

Benefits offered by this job

401k match up to 5%

Medical/Dental/Vision

Disability insurance

Life and AD&D insurance

Generous PTO and holidays

Free on-site parking

Job summary

PetroCard in Kent, WA is seeking a Credit Analyst (on-site) to evaluate trade credit applications, determine creditworthiness, and protect the company’s financial health. You will analyze financial statements, credit scores, cash flow, and collateral data, reporting to the Director of Credit, Collections, and A/R, with cross-functional collaboration to streamline account setup and maintenance.

This in-office role offers competitive hourly pay, comprehensive benefits, and the chance to influence

Qualifications

• 3+ years of B2B credit/collections experience required.
• Finance or accounting understanding of customer positions and operating results.
• Strong communication, negotiation and relationship-building skills.

Responsibilities

• Evaluate trade credit applications and determine creditworthiness.
• Protect the business by flagging fraudulent credit requests.
• Manage a dynamic pipeline and meet deadlines in a fast-paced environment.
• Handle collections for a strategic set of accounts.
• Support a defined credit strategy and respond to inquiries.

Skills

Credit/Collections

Customer service

Analytical thinking

Interpersonal skills

Independent work

Prioritization

Tools

Microsoft Office

Sage 100 ERP

Salesforce

Nextiva

Bectran

Experian

NACM

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Credit Analyst (on site)

FT Kent, WA, US

Salary Range: $28.00 To $35.00 Hourly

SUMMARY

Our fast-growing fuel company is seeking a sharp, detail-driven Credit Analyst to join our team. We value talent, drive, and a customer-centered mindset.This is an in-office role out of our Kent WA headquarters.

In this role, you’ll be at the center of our credit operations, evaluating trade credit applications, determining creditworthiness, and protecting the company’s financial health. Drawing on financial statements, credit scores, cash flow analysis, and collateral data, you’ll assign risk ratings and deliver thorough assessments that drive smart credit decisions. Reporting to the Director of Credit, Collections, and A/R, you’ll collaborate cross-functionally to streamline account set-ups and maintenance, while handling sensitive information with the highest level of discretion and professionalism.

KEY RESPONSIBILITIES

• Build a deep understanding of each applicant’s business and financial profile, your analysis directly shapes the company’s credit decisions.
• Gather and analyze credit applicant financial data to evaluate risk and assess creditworthiness.
• Protect the business by flagging and escalating suspected fraudulent credit applications/requests.
• Stay on top of a dynamic pipeline, manage follow-ups, prioritize effectively, and consistently deliver on deadlines in a fast-paced environment.
• Manage collections for a strategic set of accounts.
• Support a high volume of internal and external requests by following a defined credit strategy.
• Respond to incoming calls, emails, voicemails, and online requests.
• Document activity and customer interactions details in Salesforce.
• Identify and report any financial exposure to the Director of Credit, Collections, and A/R.
• Other duties as assigned by the Director of Credit, Collections, and A/R.

KNOWLEDGE, SKILLS and ABILITIES

• Three (3) or more years of customer service and business to business credit/collections experience is required.
• Experience in finance or accounting to understand the customer’s financial position and operating results.
• Effective interpersonal and written/verbal communication skills with the ability to collaborate with coworkers and influence customers.
• Strong customer service and negotiation skills and proven ability to develop strong customer relationships.
• Quick learner with demonstrated critical thinking skills used to analyze information and solve problems.
• Able to work independently and effectively prioritize work.
• Experience with Microsoft Office, Sage 100 ERP, Salesforce, Nextiva, Salesforce, Bectran, Experian, NACM is a plus.
• Hourly rate of pay is $28.00-$35.00 depending on experience and eligible for OT.
• 401k Plan with dollar-for-dollar company match up to 5%.
• Company subsidized Medical/Dental/Vision plans for individual and family coverage.
• Company paid Short-Term and Long-Term Disability insurance.
• Company paid Life and AD&D Insurance with buy up options for individual and family.
• Generous PTO plus paid holidays - because we know work-life balance matters.
• Convenient suburban location with free on-site parking - skip the stress of city commutes.