Credit Analyst Manager

Parker Group Inc; New York (NY); On-site; USD 180,000 - 240,000; Full time

Benefits offered by this job

Competitive compensation

Meaningful equity

Collaborative team environment

Job summary

A leading fintech company in New York is seeking a Credit Analyst Manager to lead the evaluation of business creditworthiness. The ideal candidate has over 10 years of experience in underwriting or credit risk, particularly within fintech or card-based products. You'll refine credit policies, analyze financial data, and support high-performing teams. With competitive compensation and equity offerings, this position provides an opportunity to shape foundational infrastructure in a fast-growing startup.

Qualifications

• 10+ years of experience in underwriting, credit risk, or lending.
• Background in fintech, payments, or embedded credit products.
• Strong analytical mindset with experience evaluating financial statements.
• Familiarity with underwriting automation tools and workflows.
• Excellent communication skills and a collaborative, low-ego approach.
• Experience in high-growth startups or fintech environments is a plus.

Responsibilities

• Lead the credit analyst team for new and existing applicants.
• Refine and maintain credit policies and approval thresholds.
• Analyze financials and bank data to assess creditworthiness.
• Work closely with Risk and Data teams to improve automation.
• Support Sales and Success teams with responsive, well-informed credit decisions.
• Monitor portfolio performance and adjust underwriting strategies accordingly.
• Help build a scalable, high-performing underwriting team over time.

Skills

Underwriting experience

Credit risk analysis

Analytical mindset

Communication skills

Knowledge of fintech

Team leadership

Tools

Plaid

Alloy

Ocrolus

Excel

Job description

About The Role:

Parker’s mission is simple but ambitious: to increase the number of financially independent people. We believe the best way to achieve this is by giving independent business owners the financial tools they need to scale profitably.

Our core product combines a virtual corporate card with dynamic spending limits and profitability-focused software tooling—empowering eCommerce merchants to grow faster while staying in control of their margins.

We’ve raised over $180M in equity and debt from world-class investors, including Valar Ventures, Y Combinator, SVB, and notable founders such as Solomon Hykes (Docker), Paul Buchheit (Gmail), Paul Graham (Y Combinator), and Robert Leshner (Compound). We’re a Series B fintech scaling rapidly, with strong product-market fit and accelerating demand.

We’re now scaling our credit operations and looking for a sharp, thoughtful, and experienced Credit Analyst Manager to help us evaluate business creditworthiness and support disciplined portfolio growth. As a Credit Analyst Manager at Parker, you’ll lead and evolve Parker’s underwriting operations. You’ll own credit policy, streamline processes, and help us strike the right balance between risk and growth. If you're passionate about credit risk, data-driven decisioning, and enabling customers through smarter finance—this role is for you.

What You’ll Do:

• Lead the credit analyst team for new and existing applicants across Parker’s corporate card and lending products.
• Refine and maintain credit policies, approval thresholds, and risk segmentation logic.
• Analyze financials, bank data, and alternative data sources to assess creditworthiness.
• Work closely with Risk, Data, and Product teams to improve automation and develop scoring models.
• Support Sales and Success teams with responsive, well-informed credit decisions.
• Monitor portfolio performance and adjust underwriting strategies accordingly.
• Help build a scalable, high-performing underwriting team over time.

What We’re Looking For:

• 10+ years of experience in underwriting, credit risk, or lending—ideally with SMBs, eCommerce, or card-based products
• Background in fintech, payments or embedded credit products
• Strong analytical mindset with experience evaluating financial statements and cash flow.
• Familiarity with underwriting automation tools and workflows
• Excellent communication skills and a collaborative, low-ego approach
• Experience in high-growth startups or fintech environments is a plus

Nice to Have:

• Experience with transaction-level data underwriting (e.g. Plaid, Open Banking)
• Exposure to capital markets or structured finance
• Experience with tools like Plaid, Alloy, and Ocrolus

Why Parker:

• Work with a high-caliber team that values ownership and transparency.
• Help shape foundational infrastructure at a fast-growing fintech startup.
• Competitive comp and meaningful equity