Credit Analyst Internship: Shape Lending & Risk

Bank of Montreal; San Francisco (CA); On-site; USD 50,000 - 100,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

Bank of Montreal invites interns to join the Commercial Banking team in San Francisco for a structured internship from June 7, 2027 to August 13, 2027. The program requires full participation through its duration, with onboarding and cohort experiences designed to build practical credit and lending skills.

You will analyze credit information, prepare summaries, and support proposals while developing client relationships and cross-selling opportunities under supervision.

Qualifications

• Relevant experience in credit or lending instruments or financial operations in a corporate or banking environment is preferred.
• Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
• Specialized knowledge. Foundational level of proficiency: Financial Analysis, Loan Structuring, Data Analysis Tools, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations, Microsoft Office.

Responsibilities

• Analyzes credit information to support lending decisions and processes in an assigned portfolio.
• Prepares detailed credit summaries to assess creditworthiness and support decision making.
• Builds and maintains client relationships with Relationship Manager and business partners.
• Identifies revenue and cross-selling opportunities to enhance portfolio growth.
• Monitors portfolio performance and minimizes risk exposure per bank policies.

Skills

Financial Analysis

Credit Risk Assessment

Portfolio Management

Regulatory Compliance

Analytical Thinking

Detail-Oriented

Problem Solving

Collaboration

Tools

Microsoft Office

Data Analysis Tools

Job description

Bank of Montreal invites interns to join the Commercial Banking team in San Francisco for a structured internship from June 7, 2027 to August 13, 2027. The program requires full participation through its duration, with onboarding and cohort experiences designed to build practical credit and lending skills.

You will analyze credit information, prepare summaries, and support proposals while developing client relationships and cross-selling opportunities under supervision.