Credit Analyst Intern (June 2027)

Lendable Ltd; United States; Hybrid; USD 59,000 - 73,000; Full time

Benefits offered by this job

Health coverage

Hybrid work model

Office meals & snacks

Flexible working hours

Job summary

Lendable is recruiting a university student for a 10-week internship starting 29 June 2027. The role focuses on data analysis, lending strategy and product impact in a fast-growing fintech environment. You will work on modeling, data insights and cross-team collaboration with engineers and product managers.

Ideal candidates are strong with numbers, have Python or SQL coding skills, and enjoy solving complex data problems in a startup setting. Hybrid/office work and vision for impact are offered.

Qualifications

• Must have coding skills in Python or SQL
• Strong numerical ability and problem solving
• University student in penultimate year (undergraduate, masters or PhD)

Responsibilities

• Generate key insights from data to drive strategy
• Model and ground assumptions for NPV, estimate future default rates
• Decide lending amounts and strategy based on data and economy
• Conduct hypothesis testing and influence lending strategy, pricing and fraud detection
• Present findings to senior leaders and implement with product/tech teams

Skills

Python

SQL

Job description

ABOUT LENDABLE

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s most exciting unicorns with a team of over 800 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot https://uk.trustpilot.com/review/lendable.co.uk)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

JOIN US IF YOU WANT TO

• Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
• Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions
• Build the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting

ABOUT THE ROLE

This is a 10 week internship program starting from 29th June 2027

Salary - £50,000 (per annum)

We’re looking for a super smart student who is great with numbers and loves problem solving to come and apply your skills in a start up environment and have a big impact on our business and how we do things.

What you'll be doing

• Use your analytical and problem-solving skills to generate key insights from data, and use that insight to drive meaningful change in our strategy
• Using data and modelling to ground assumptions for our NPV model, such as predicting what default rates will be in the future, and using that to inform our lending deicsions
• Using data and analytics to drive decisions about who we should lend to, and how much we should lend to them, and how that changes with the economy and competition changes
• Conducting hypothesis testing, and using your findings to change how we do things in areas such as lending strategy, pricing, and fraud detection
• Presenting your findings to senior leaders in the company, then work with the product/tech team to get them implemented

What we're looking for

• A university student in their penultimate year (can be undergraduates, masters or PhD students)
• Must have coding skills in Python or SQL
• Someone that loves numbers! You’ll be working with numbers every single day in this role so you’ll be able to demonstrate your ability to work with complex data sets, analyse them and draw insights
• You’ll have a natural curiosity and love to dig into things to understand how they work
• Startup mindset. We’re a fast-growth tech startup so you’ll be super excited to work in an entrepreneurial environment and have a real impact on the business

Interview Process

• 15-minute online test
• Coding Take Home Task
• Remote (video call) Task Debrief (60 mins)
• Remote (video call) case study (60 mins)
• In-person case study (60 min) + Culture Add Conversation (15 minutes) + a chance to meet other recent grads over lunch (30-45 minutes)

LIFE AT LENDABLE

• Winning team: the opportunity to scale up one of the world’s most successful fintech companies
• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
• Health coverage: support for your physical and mental wellbeing, including private health cover
• Retirement & savings: long-term financial wellbeing through retirement savings plans
• Employee referral programme: earn a competitive bonus when you refer successful new team members
• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

Check out our blog https://blog.lendable.co.uk/!