Credit Analyst Intern

UBank; Tyler (TX); On-site; USD 17,000 - 25,000; Part time

Job summary

UBank is seeking a Part-Time Credit Analyst Intern to support Credit and Risk teams while learning credit analysis, risk management, and underwriting practices. This entry-level role provides foundational training and the potential to advance to a full Credit Analyst role after graduation and proven competency.

You will collaborate with experienced analysts, lenders, and leadership, gaining exposure to reporting, policy updates, and confidential information handling.

Qualifications

• Currently pursuing a degree or certification in finance, accounting, business, economics, risk management, or a related field preferred.
• Interest in banking, credit, lending, or risk management; previous banking experience is helpful but not required.
• Basic proficiency with Microsoft Excel, Word, and Outlook.
• Strong attention to detail, organization, communication, and time-management skills.
• Ability to handle confidential information, follow instructions, ask questions, accept feedback, and work independently or with a team.

Responsibilities

• Learn reporting processes and apply analytical and organizational skills to recurring credit and risk reports.
• Assist with materials and records for the Directors Loan Committee.
• Apply research and attention-to-detail skills when supporting credit policy, procedure, and rate matrix updates.
• Learn the technical exception process and assist with accurate tracking and follow-up.
• Build professional communication skills while gathering information from lending and frontline staff.
• Learn and consistently apply confidentiality requirements and applicable bank policies, laws, and regulations.
• Participate in special projects that provide opportunities to apply developing credit, analytical, and business skills.

Skills

Attention to detail

Organization

Communication

Time management

Analytical thinking

Ethics and integrity

Education

High school diploma or GED

Pursuing degree in finance, accounting, business, economics, risk management or related field

Tools

Microsoft Excel

Microsoft Word

Outlook

Job description

Job Summary

The Part-Time Credit Analyst Intern supports the Credit and Risk teams while learning how credit analysis and risk management support the Bank's lending process. This entry-level position is designed to provide foundational training in credit analysis, risk management, and bank underwriting practices while working closely with experienced Credit Analysts, Risk Analysts, lenders, and credit leadership. This position is intended as a training and development role, with the opportunity to progress into a Credit Analyst position subject to graduation with a bachelor’s degree and upon demonstrated competency, performance, and experience.

• Learn reporting processes and apply analytical and organizational skills to recurring credit and risk reports.
• Assist with materials and records for the Directors Loan Committee.
• Apply research and attention-to-detail skills when supporting credit policy, procedure, and rate matrix updates.
• Learn the technical exception process and assist with accurate tracking and follow-up.
• Build professional communication skills while gathering information from lending and frontline staff.
• Learn and consistently apply confidentiality requirements and applicable bank policies, laws, and regulations.
• Participate in special projects that provide opportunities to apply developing credit, analytical, and business skills.

UBank

Credit Analyst Intern

Part Time/On-site

Job Summary

The Part-Time Credit Analyst Intern supports the Credit and Risk teams while learning how credit analysis and risk management support the Bank's lending process. This entry-level position is designed to provide foundational training in credit analysis, risk management, and bank underwriting practices while working closely with experienced Credit Analysts, Risk Analysts, lenders, and credit leadership. This position is intended as a training and development role, with the opportunity to progress into a Credit Analyst position subject to graduation with a bachelor’s degree and upon demonstrated competency, performance, and experience.

Essential Duties And Responsibilities

• Learn reporting processes and apply analytical and organizational skills to recurring credit and risk reports.
• Assist with materials and records for the Directors Loan Committee.
• Apply research and attention-to-detail skills when supporting credit policy, procedure, and rate matrix updates.
• Learn the technical exception process and assist with accurate tracking and follow-up.
• Build professional communication skills while gathering information from lending and frontline staff.
• Learn and consistently apply confidentiality requirements and applicable bank policies, laws, and regulations.
• Participate in special projects that provide opportunities to apply developing credit, analytical, and business skills.

Qualifications

• Currently pursuing a degree or certification in finance, accounting, business, economics, risk management, or a related field preferred.
• Interest in banking, credit, lending, or risk management; previous banking experience is helpful but not required.
• Basic proficiency with Microsoft Excel, Word, and Outlook.
• Strong attention to detail, organization, communication, and time-management skills.
• Ability to handle confidential information, follow instructions, ask questions, accept feedback, and work independently or with a team.

SUCCESS METRICS

• Completes assigned reports, tracking updates, and projects accurately and by established deadlines.
• Demonstrates growth in understanding credit analysis, loan documentation, risk concepts, and bank procedures.
• Applies skills learned through coursework, training, and coaching to assigned credit and risk tasks.
• Maintains organized, complete, and confidential records with close attention to detail.
• Asks thoughtful questions, responds positively to feedback, and shows improvement throughout the internship.
• Communicates professionally and demonstrates dependable attendance, preparation, and follow-through.
• Contributes to a departmental project or process improvement and clearly explains what was learned.

Education Requirements

• High school diploma or GED required.

CORE COMPETENCIES

• Active Listening
• Analytical Thinking
• Attention to Detail
• Continuous Learning
• Data Accuracy
• Dependability
• Ethics and Integrity
• Professionalism
• Quality Focus
• Trust Building