Credit Analyst in Training — Growth Path

Empire Truck Sales, LLC; Richland (MS); On-site; USD 38,000 - 54,000; Full time

Benefits offered by this job

Health benefits package

401(k) eligibility after 90 days

Professional growth opportunities

Job summary

S&G Financial in partnership with Empire Truck Sales and Stribling Equipment is seeking a Junior Credit Analyst in Richland, MS to evaluate credit data and financial information for equipment and truck financing. You will work within approved limits and assist senior analysts, helping to manage risk and support growth.

The role emphasizes learning under experienced analysts, producing credit analyses, and collaborating with sales and internal teams to facilitate customer acquisitions and ongoing

Qualifications

• Bachelor's degree in Accounting, Finance, Economics, Statistics, or a related field, or an equivalent combination of education and experience.
• 1–2 years of credit, lending, underwriting, banking, or related experience preferred.

Responsibilities

• Analyze clients' credit reports, financial statements, and tax returns to assess lending risk.
• Calculate and interpret financial ratios, including cash flow and leverage, using internal systems.
• Evaluate collateral relative to the amount financed.
• Approve or decline applications within limits and prepare credit analyses for management.
• Support senior analysts and remote sales reps in account management and credit decisions.

Skills

Financial analysis

Excel

Communication skills

Multitasking

Education

Bachelor's degree in Accounting/Finance/Economics/Statistics

Tools

Excel (tool)

Financial software

Job description

S&G Financial in partnership with Empire Truck Sales and Stribling Equipment is seeking a Junior Credit Analyst in Richland, MS to evaluate credit data and financial information for equipment and truck financing. You will work within approved limits and assist senior analysts, helping to manage risk and support growth.

The role emphasizes learning under experienced analysts, producing credit analyses, and collaborating with sales and internal teams to facilitate customer acquisitions and ongoing