Credit Analyst II: Financial Risk & Lending Analytics

Bonvenu Bank; Metairie (LA); Vor Ort; USD 60.000 - 90.000; Vollzeit

Zusammenfassung

Bonvenu Bank in Metairie, LA is seeking a detail-oriented Credit Analyst to support our lending division by evaluating financial information and preparing credit presentations.

The ideal candidate will have strong accounting and financial analysis skills, proficiency in Excel, and experience with Abrigo. You will independently prepare credit packages and participate in loan committee discussions, delivering concise analyses to inform sound lending decisions.

Qualifikationen

• Bachelor's degree in Finance, Business, Accounting, or related field.
• Experience in credit analysis or formal training.
• Strong understanding of accounting principles and financial statement analysis.
• Advanced proficiency in Microsoft Excel.

Aufgaben

• Analyze financial statements, tax returns, and credit data to evaluate borrowing capacity and credit risk.
• Prepare financial spreads, cash flow analyses, and credit analysis memorandums.
• Calculate and interpret financial ratios, trends, and performance indicators.
• Assist in preparing loan presentations and recommendations for loan committee review.
• Compare customer financial performance to industry and market benchmarks.
• Communicate with customers to obtain and verify financial information as needed.
• Support lenders and Credit Administration with ongoing portfolio analysis and credit-related projects.
• Confidently present and discuss credit findings in loan committee meetings.

Kenntnisse

Excel proficiency

Financial analysis

Credit analysis

Communication skills

Abrigo experience

Ausbildung

Bachelor's degree in Finance/Accounting

Tools

Abrigo Loan Origination System

Jobbeschreibung

Bonvenu Bank in Metairie, LA is seeking a detail-oriented Credit Analyst to support our lending division by evaluating financial information and preparing credit presentations.

The ideal candidate will have strong accounting and financial analysis skills, proficiency in Excel, and experience with Abrigo. You will independently prepare credit packages and participate in loan committee discussions, delivering concise analyses to inform sound lending decisions.