Credit Analyst CRE

Raymond James Financial, Inc.; Pittsburgh (Allegheny County); On-site; USD 65,000 - 90,000; Full time

Job summary

Raymond James Financial, Inc. is seeking a finance-focused professional to support market Portfolio Managers and Underwriters by handling client financial data, reports, and market research. You will review financial statements and prepare quarterly periodic reviews to ensure compliance with credit policy.

The role requires a Bachelor’s degree in finance or related field and 2–5 years of relevant experience with CRE or underwriting familiarity. Strong Excel and MS Office skills are essential.

Qualifications

• Ability to read, analyze and interpret complex financial and loan documentation.
• Demonstrated ability to clearly present analysis in a written and verbal manner.
• Ability to define problems, collect data, establish facts and draw valid conclusions.
• Knowledge of and experience using financial modeling for credit analysis.
• Advanced Microsoft Excel skills and general proficiency using Microsoft Office suite.

Responsibilities

• Provide support to market Portfolio Managers and Underwriters as the initial Point-of-Entry for client financial data including financial statements, rent rolls, personal financial statements, and global cash flow.
• Generate various reports to track receipt and progression of financial reporting, covenant compliance, leasing status and quarterly periodic reviews.
• Gather market research by assembling information from various sources including CoStar, REIS and/or other data resources for quarterly market reporting
• Reviews and analyzes financial statements and interprets findings for the preparation of quarterly periodic reviews (QPRs) ensuring timely compliance with credit policy and procedure.

Skills

Financial modeling

Advanced Excel

Analytical reasoning

Written & verbal communication

Office suite proficiency

Education

Bachelor's degree in finance/accounting/related field

Tools

Microsoft Excel

Microsoft Office

Job description

Primary Functions of the Position:

• Provide support to market Portfolio Managers and Underwriters as the initial Point-of-Entry for client financial data including financial statements, rent rolls, personal financial statements, and global cash flow.

• Generate various reports to track receipt and progression of financial reporting, covenant compliance, leasing status and quarterly periodic reviews.

• Gather market research by assembling information from various sources including CoStar, REIS and/or other data resources for quarterly market reporting

• Reviews and analyzes financial statements and interprets findings for the preparation of quarterly periodic reviews (QPRs) ensuring timely compliance with credit policy and procedure.

Education and Experience Requirements:

• Bachelor’s Degree in finance, accounting or related field, or equivalent combination of education and experience.

• 2-5 years of relevant direct commercial, cash management or private banking experience.

• General familiarity with CRE and/or C&I underwriting experience.

Essential Skills and Abilities:

• Ability to read, analyze and interpret complex financial and loan documentation.

• Demonstrated ability to clearly present analysis in a written and verbal manner.

• Ability to define problems, collect data, establish facts and draw valid conclusions.

• Knowledge of and experience using financial modeling for credit analysis.

• Advanced Microsoft excel skills and general proficiency using Microsoft Office suite.