Credit Analyst - Commercial Banking Track

Western Alliance Bancorporation; Reston (VA); On-site; USD 38,000 - 54,000; Full time

Benefits offered by this job

Medical and dental insurance

401k matching program

Tuition assistance program

Employee volunteer program

Wellness program

Ownership stake in the company

Job summary

Western Alliance Bancorporation is seeking candidates for an entry-level Credit Analyst within the Lending Operations team in Tysons, VA. The program focuses on spreading and analyzing financials to support loan decisions and credit studies for Loan Officers and senior management.

The role involves collaboration across bank groups, preparation of credit reports, and interaction with clients to resolve compliance issues.

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers and develop credit studies for Loan Officers and senior management.
• Manage spread assignments, conduct financial analyses, and maintain related records and files.
• Prepare a variety of credit department reports.
• Support Credit Administration in analyzing credit and collateral information to determine risk in lending.
• Collect, organize and analyze company financials to ensure bank compliance and update systems accordingly.
• Work with clients to resolve compliance issues and operational inquiries.
• Review client financials and perform sensitivity analyses to evaluate credit risk.
• Collaborate with other bank groups to execute treasury products, foreign exchange instruments and legal documents.
• Produce loan packages for new and restructured loans.
• Facilitate reporting with third parties (auditors, appraisers, etc.).
• Monitor loan disbursements to ensure compliance with bank regulations.

Education

Bachelor's degree

Accounting course

Job description

Western Alliance Bancorporation is seeking candidates for an entry-level Credit Analyst within the Lending Operations team in Tysons, VA. The program focuses on spreading and analyzing financials to support loan decisions and credit studies for Loan Officers and senior management.

The role involves collaboration across bank groups, preparation of credit reports, and interaction with clients to resolve compliance issues.