Credit Analyst: Analyze & Present Lending Decisions

Netrolynx AI; United States; On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Dental and vision

Retirement savings

Paid time off

Professional development

Job summary

Superior Choice Credit Union is seeking a Credit Analyst to evaluate credit requests, analyze financial data, and support lending decisions aligned with credit union policies.

The role requires 3–5 years in credit analysis or commercial lending, strong financial statement analysis, and proficiency with loan software and MS Office. You will work with lenders and internal teams to manage risk and support growth.

Qualifications

• 3–5 years of experience in credit analysis or commercial lending.
• Strong understanding of financial statements and risk assessment.
• Proficient with loan software, reporting tools, and MS Office.

Responsibilities

• Analyze financial statements and credit reports to assess creditworthiness.
• Prepare clear credit presentations to support lending decisions.
• Monitor collateral and covenants; assist with portfolio management.
• Collaborate with lenders and internal teams on credit evaluations.
• Develop reports on members’ credit obligations and performance.

Skills

Credit analysis

Commercial lending

Financial statement analysis

Tools

Microsoft Office

Job description

Superior Choice Credit Union is seeking a Credit Analyst to evaluate credit requests, analyze financial data, and support lending decisions aligned with credit union policies.

The role requires 3–5 years in credit analysis or commercial lending, strong financial statement analysis, and proficiency with loan software and MS Office. You will work with lenders and internal teams to manage risk and support growth.