Credit Analyst (AI Training)

DataAnnotation; United States; Remote; USD 142.000 - 202.000; Vollzeit

Benefits dieser Stelle

Remote work

Flexible, project-based engagement

Zusammenfassung

DataAnnotation seeks a skilled credit professional to underwrite AI-driven credit analysis for borrowers the model flags. You’ll assess cash-flow, leverage, and the ability to service debt from financial data and reports.

You’ll write concise credit decisions with justification the credit committee expects, and you’ll test risk scenarios such as covenants and collateral. This is a remote, project-based role with flexible engagement.

Qualifikationen

• Experience in credit analysis, underwriting, or credit risk.
• Fluency reading financial statements and structuring or assessing debt.
• Clear written English: explanations are the training signal.
• No degree required; focus on ability over where learned.

Aufgaben

• Underwrite AI credit analysis: cash-flow coverage, leverage, and the ability to actually service the debt.
• Test the risk assessment: covenants, collateral, and the downside the model rated away.
• Write the credit decision when the model falls short, with the reasoning a credit committee expects.

Kenntnisse

Credit analysis

Underwriting

Credit risk

Financial statement reading

Clear written English

Jobbeschreibung

Overview

Models approve a borrower that any underwriter would flag: cash-flow coverage computed off the wrong line, covenants that don't bite, a rating that ignores where we are in the cycle. Someone has to find the default risk hiding in a clean-looking spread, and that someone is you.

What you’ll actually do

• Underwrite AI credit analysis : cash-flow coverage, leverage, and the ability to actually service the debt.
• Test the risk assessment : covenants, collateral, and the downside the model rated away.
• Write the credit decision when the model falls short, with the reasoning a credit committee expects.

Roles this fits

Common backgrounds: Credit Analyst, Underwriter, Credit Risk Manager.

What we look for

• Experience in credit analysis, underwriting, or credit risk.
• Fluency reading financial statements and structuring or assessing debt.
• Clear written English: your explanations are the training signal.
• No degree required. We care about what you can do, not where you learned it.

Compensation

Up to $125+/hr depending on task difficulty and specialization. Many contributors add $100k–$200k a year; some make it their full-time income.

About DataAnnotation

DataAnnotation is where 1M+ experts train the world’s leading AI models. Hundreds of millions paid to contributors to date, and the average contributor stays 5+ years. Flexible, remote, and always project-available.