Credit Analyst

SanMar Corp.; United States; Remote; USD 34,000 - 48,000; Full time

Benefits offered by this job

Comprehensive medical, dental, and视on

401k plan with company match

Life insurance

Disability insurance

Paid parental leave

Pet insurance

Job summary

SanMar Corp. is seeking a Credit Analyst to partner with customers and internal teams to manage credit risk and grow business. You will review applications, assess financials, and determine terms that balance sales growth with risk management.

The role emphasizes analytical thinking, negotiation, and collaboration, with remote work options and a comprehensive benefits package. You will work across multiple teams to support credit decisions and policy adherence.

Qualifications

• 4+ years in credit or accounts receivable or equivalent education.
• Experience in risk management and decision making.
• Strong communication and negotiation skills.
• Proficient with computers and software applications.
• Self-directed, team-oriented, and adaptable.

Responsibilities

• Review credit applications and reports to decide credit within guidelines.
• Review existing credit files to promote sales growth while managing risk.
• Communicate with customers to gather information and negotiate credit options.
• Coordinate with internal teams and share credit review results.
• Review custom orders for deposits and terms; maintain logs.
• Monitor reporting on customers and segments; update records.

Skills

Credit risk assessment

Analytical thinking

Negotiation

Communication

Teamwork

Self-direction

Adaptability

Education

4+ years of related credit or accounts receivable experience

Tools

Microsoft Excel

Job description

At SanMar, the work you do makes a difference.

What's the Short Version?

The Credit Analyst works closely with SanMar's customers, and internal teams to assist in business building opportunities while managing SanMar's risk of financial loss. They process and review new credit applications, credit file reviews, and other customer account changes including ownership and structure changes and mergers. The Credit Analyst communicates directly with customers, discussing and obtaining the financial information necessary to establish credit, negotiating and working with our customers to reach solutions to meet the credit requirements to grow their business.

What Will You Be Doing?

• Review credit applications, pulling credit reports, requesting trade references, financials statements and other information necessary to make credit decisions within assigned guidelines that promote customer sales growth while managing risk within SanMar's guidelines.
• Review existing customer credit files to promote sales growth while managing risk, requesting and evaluating financial statements, account history, competitor analysis, and additional options that may be required to facilitate such as personal guaranty's and letters of credit.
• Communicate with SanMar's customers to learn more about their business, request information, negotiate and provide options that may assist with achieving mutually successful results.
• Communicate with SanMar's internal teams, sharing results of credit reviews, provide guidance as necessary to assist those teams in their efforts that are impacted by the credit review.
• Review Custom orders, determining deposits and terms for these orders, maintaining custom order record keeping in the custom order log.
• Monitor and provide reporting on specific customers and customer segments.
• Maintain customer account information in SanMar's databases.
• Perform other duties as assigned.
• Comply with all policies and standards.

What Are We Looking For?

• 4+ years of related credit or account receivable experience or equivalent education
• Experienced in risk management and decision making
• High level of competency with computer and software applications
• Excellent communication skills
• Excellent time management and organization skills; to effectively reach goals of team, department and company
• Strong negotiating skills - ability to achieve positive results
• Ability to communicate effectively with diplomacy and tact
• Ability and willingness to learn
• Strong analytical and problem-solving skills
• Must be able to work as part of a team and be self-directed with minimal supervision
• Approachable and flexible, demonstrating the ability to change directions quickly and positively, recognizing opportunities to reach mutually beneficial solutions

What's Our Offer?

Salary Range: You`ll earn between $25.00 - $34.65 (WA, NJ); $22.88 - $31.70 (MN, NV, TX, VA); $22.00 - $30.49 (AZ, ID, FL MT, OH) on an hourly basis, depending on experience.

Bonus: You`ll be eligible for an annual discretionary bonus up to 5% of base salary.

Paid Time Off: You`ll accrue paid time off on a weekly basis based on hours worked up to 112 hours per year to start. Employees also receive 8 paid holidays and 1 paid family day off.

Additional Benefits:

• Comprehensive medical, dental, and vision benefits
• 401k plan and matches $1 for $1 up to 4% of earnings, matched & vested at every pay cycle
• Life insurance
• Short/long-term disability coverage
• Paid maternity/paternity leave
• Pet insurance

What Should You Expect?

Remote: Our standard working hours are 8:00-5:00 PST. Periodic travel may be required. The employee is regularly required to sit for extended periods while working on a computer and participating in virtual and in-person meetings. Frequent use of hands for keyboarding and standard office equipment is required. Occasional standing, walking, and reaching may be needed to attend meetings or collaborate in an office setting. The role requires the ability to perform close visual work on a computer for extended periods. The employee may occasionally lift and/or move up to 10-15 pounds. Reasonable accommodations may be available to enable individuals with disabilities to perform essential job functions.

Why Work at SanMar?

Our people are at the heart of everything we do. They bring their talent, passion and dedication to work with them every day. Their hard work inspires us and gives us purpose. We love working here together.

Whether you work in our headquarters, from your home or in one of our distribution centers across North America, we believe that investing in you is just the right thing to do. Our comprehensive benefits package is designed to support your health and well-being, life balance, career growth and (eventually) retirement.

SanMar works with brands you already know, like Nike, The North Face and Brooks Brothers, as well as providing industry-leading private label apparel and accessories. Our people come to work excited to do their part, providing clothing that helps people feel that they're a part of something special.

Here's your chance to be a part of this story. If you're ready to work in a place where your participation matters and your growth is a priority, we're ready for you.

SanMar is an Equal Opportunity Employer

Whoever you are, wherever you're from, whoever you love or follow in faith, whatever your disability or superpower status, whichever ethnicity or gender you identify with, you are welcome at SanMar.

SanMar participates in E-Verify.