Credit Analyst

SSAB Group; Pittsburgh (Allegheny County); On-site; USD 60,000 - 90,000; Full time

Job summary

SSAB Group in Pittsburgh seeks a Credit Analyst to assess customer credit risk, review financial statements, and set credit limits and payment terms. You will evaluate credit status to hold or release orders and run aging reports to ensure timely settlements.

Collaborating with Sales, Finance, Supply Chain and Global Services, you will process applications, manage risk, and support month/quarter closes. Requires 3–4+ years in finance, fluency with SAP B1/MS Office, and a valid driver’s license.

Qualifications

• 3–4+ years of finance, banking or accounting experience.
• Understanding of credit risk assessments and financial statements.
• Ability to interpret credit reports and rating agency assessments.
• Excellent verbal and written communication; highly organized.
• Proficient with SAP B1 and MS Office.
• Current/active driver’s license.

Responsibilities

• Complete customer credit reviews and financial statement analysis to determine credit limits and terms.
• Review and finalize new customer account applications and reactivations.
• Evaluate customer credit status to hold or release orders while mitigating risk.
• Run weekly aging report to secure timely invoice settlement.
• Collaborate with cash applications and sales to apply payments and resolve debits.
• Run month and quarter closes and related reports as needed.
• Foster relationships with Sales, Supply Chain, Finance, Marketing and Global Services to grow internal client satisfaction and deepen customer relationships.

Skills

Credit risk

Financial statements

Communication

Organizational

Teamwork

Time management

Problem solving

Detail-oriented

Driver's license

Education

Degree in Finance/Accounting/Economics or related field

Professional certification in credit risk analysis

Tools

SAP B1

MS Office

Job description

Duties and responsibilities

• Complete customer credit reviews and financial statement analysis to determine appropriate credit limits and payment terms.
• Review and finalize new customer account applications and reactivations.
• Evaluate customer credit status to hold or release orders while mitigating risk exposure.
• Run and work a weekly aging report to secure timely invoice settlement.
• Work with cash applications and sales to ensure customer payments are applied and debits resolved.
• Run month and quarter closes, and any other reports as needed.
• Foster relationships with Sales, Supply Chain, Finance, Marketing and Global Services employees; to include continually seeking and capitalizing upon opportunities to increase internal client satisfaction and deepen customer relationships.

Qualifications

Required Education & Experience:

• Degree in Finance, Accounting, Economics or a related field from an accredited College or University, or an equivalent combination of education & experience, such as a professional certification as a credit risk analyst or in financial statement analysis
• 3 - 4+ years of increasingly responsible experience performing professional duties in the field of finance, banking or accounting
• Understanding of credit risk assessments and financial statements
• Ability to interpret credit reports and rating agency assessments
• Exceptional verbal and written communication skills, including ability to effectively communicate with internal and external customers, extremely organized
• Excellent computer proficiency (SAP B1, MS Office – Word, Excel, PowerPoint and Outlook)
• Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service
• Ability to work independently and as a team member to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices
• Strong attention to details, analytical skills, exceptional judgment, dependable, excellent teamwork skills, good time management skills, creative, problem-solving, hardworking & persistent, professional competence, proactive
• Current/active driver’s license

Working conditions

Travel 10% of time for meetings at other SSAB locations, trainings, seminars & conferences as needed

Physical requirements

• Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
• Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards