Credit Analyst

R+L Carriers; Ocala (FL); On-site; USD 50,000 - 65,000; Full time

Job summary

R+L Carriers is seeking a Credit Analyst in Ocala, FL to support risk management for customer accounts and credit decisions. The role requires analyzing creditworthiness, monitoring exposures, and maintaining accurate credit histories.

The candidate should be proficient in MS Office, highly organized, detail oriented, and able to communicate effectively with internal teams and customers. Experience in logistics credit or related fields is a plus.

Qualifications

• Must be analytical and detail oriented.
• Must be organized with keen attention to detail and accuracy.
• Ability to excel in a fast paced, time critical environment.
• Proficient with MS Office Suite including Outlook, Excel and Word.
• Knowledge of credit risk management and trade references.

Responsibilities

• Follow established process for new customer set up and credit investigation
• Establish credit limits within assigned limit level or refer for approval
• Assess and recommend new credit analysis practices to minimize risks
• Create and maintain credit history files
• Respond to credit inquiries from external and internal clients
• Prepare weekly and monthly reports including credit hold and bad debt reports
• Analyze creditworthiness of new accounts and limit increases
• Identify bad debt or financial exposure to leadership
• Daily/weekly account status reporting
• Other clerical duties as assigned, faxing, filing, copying, mailing
• Ensure warehouse security, cleanliness and safety standards

Skills

Analytical

Detail oriented

Organized

Time management

Verbal/written communication

Judgment and decision making

English fluency

Education

High school Diploma or GED

Tools

Microsoft Excel

Microsoft Word

Microsoft Outlook

Job description

Credit Analyst responsibilities and essential job functions include, but are not limited to the following:

• Follow established process for new customer set up and credit investigation and establish credit limits within assigned limit level or refer for approval when outside established limit authority
• Assess and recommend new credit analysis practices that proactively identify and minimize risks.
• Create and maintain credit history files
• Respond to credit inquiries from external and internal clients
• Prepare weekly and monthly reports, including credit hold reports, bad debt reports, new credit application reports and account receivable summaries
• Analyze and assess the creditworthiness of both new accounts and credit limit increases of existing accounts using external credit risk management tools and reports based previous sales
• Identify bad debt or financial exposure to leadership
• Daily/weekly account status reporting
• Other clerical duties as assigned, faxing, filing, copying, mailing
• warehouse security, cleanliness and safety standards are adhered to

Qualifications, Knowledge, Skills, and Abilities:

• High school Diploma or GED required
• 2+ years previous credit risk management experience preferred
• Previous logistics, transportation, domestic or international experience a plus
• Must be analytical and detail oriented
• Must be organized, have keen attention to detail and accuracy
• Must be able to excel in a fast paced – time critical environment
• Must be proficient with Microsoft Office Suite including Outlook, Excel and Word
• Must possess the ability to use sound judgment when making independent decisions
• Must have excellent verbal/written communication and follow-up skills
• Knowledgeand experience with local, state and federal collection laws
• Familiarity with accessing and interpreting business Trade Reference reports such as Dun & Bradstreet and Equifax
• Ability to review financial and trade information and make decisions supporting credit limits
• Knowledge of TL, LTL, Import/Export, Customs, accounts receivable, and accounts payable processes a plus
• Ability to read, write, and speak English fluently; Bi-lingual Spanish a plus