Credit Analyst

R+L Global Logistics; Ocala (FL); On-site; USD 52,000 - 74,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) Retirement Plan

PTO

Paid Holidays

Job summary

R+L Global Logistics in Ocala, FL is seeking a Credit Analyst to perform day-to-day credit analysis, assess creditworthiness of new accounts, establish credit limits, and maintain credit histories. The role involves preparing weekly and monthly reports and communicating findings to leadership.

The ideal candidate has experience in B2B credit risk, strong communication and analytical skills, and familiarity with trade references such as Dun & Bradstreet and Equifax.

Qualifications

• Experience evaluating credit risk for B2B customers.
• Ability to analyze creditworthiness and establish limits.
• Strong written and verbal communication skills.

Responsibilities

• Follow established process for new customer setup and credit investigation.
• Assess and recommend credit analysis practices to minimize risks.
• Create and maintain credit history files.
• Respond to credit inquiries from external and internal clients.
• Prepare weekly and monthly credit reports and summaries.
• Analyze creditworthiness of new and existing accounts for limits.

Skills

Analytical

Detail oriented

Organized

Communication skills

Education

High school diploma or GED

Tools

Microsoft Office Suite

Job description

Job Description

Credit Analyst is responsible for performing day-to-day credit analysis in order to identify and minimize risks. This includes investigating the creditworthiness of new accounts, establishing credit limits, maintaining credit histories, and preparing weekly and monthly reports. The ideal candidate will have extensive experience analyzing B2B commercial credit risks, have strong communication, negotiation, and analytical problem-solving skills, and be familiar with accessing and interpreting business Trade Reference reports, such as Dun & Bradstreet and Equifax.

Job Description

Credit Analyst is responsible for performing day-to-day credit analysis in order to identify and minimize risks. This includes investigating the creditworthiness of new accounts, establishing credit limits, maintaining credit histories, and preparing weekly and monthly reports. The ideal candidate will have extensive experience analyzing B2B commercial credit risks, have strong communication, negotiation, and analytical problem-solving skills, and be familiar with accessing and interpreting business Trade Reference reports, such as Dun & Bradstreet and Equifax.

Credit Analyst responsibilities and essential job functions include, but are not limited to the following:

• Follow established process for new customer set up and credit investigation and establish credit limits within assigned limit level or refer for approval when outside established limit authority
• Assess and recommend new credit analysis practices that proactively identify and minimize risks.
• Create and maintain credit history files
• Respond to credit inquiries from external and internal clients
• Prepare weekly and monthly reports, including credit hold reports, bad debt reports, new credit application reports and account receivable summaries
• Analyze and assess the creditworthiness of both new accounts and credit limit increases of existing accounts using external credit risk management tools and reports based previous sales
• Identify bad debt or financial exposure to leadership
• Daily/weekly account status reporting
• Other clerical duties as assigned, faxing, filing, copying, mailing
• warehouse security, cleanliness and safety standards are adhered to

Qualifications, Knowledge, Skills, and Abilities:

• High school Diploma or GED required
• 2+ years previous credit risk management experience preferred
• Previous logistics, transportation, domestic or international experience a plus
• Must be analytical and detail oriented
• Must be organized, have keen attention to detail and accuracy
• Must be able to excel in a fast paced – time critical environment
• Must be proficient with Microsoft Office Suite including Outlook, Excel and Word
• Must possess the ability to use sound judgment when making independent decisions
• Must have excellent verbal/written communication and follow-up skills
• Knowledge and experience with local, state and federal collection laws
• Familiarity with accessing and interpreting business Trade Reference reports such as Dun & Bradstreet and Equifax
• Ability to review financial and trade information and make decisions supporting credit limits
• Knowledge of TL, LTL, Import/Export, Customs, accounts receivable, and accounts payable processes a plus
• Ability to read, write, and speak English fluently; Bi-lingual Spanish a plus

About Us

We empower business worldwide to ship smarter.

R+L Global Logistics strives to provide the best freight solutions and logistics services to our customers. We offer the highest quality domestic and international transportation services including Full Truckload (FTL), Intermodal/Rail, Expedited/Domestic Priority, Service to and from Mexico and Canada, Trade Show Logistics, Supply Chain Management, High Value/High Risk Cargo, Warehousing and Fulfillment, Value Added, Customs Brokerage and more.

We focus on customer requirements in order to meet the challenges of today’s business demands. Our ability to create solutions through a wide range of transportation outlets allows R+L Global Logistics to be the complete global transportation solution.

Benefits

R+L Global Logistics offers a comprehensive benefits package including Medical, Dental, Vision, Life & Disability Insurance, 401(k) Retirement Plan, PTO, Sick Time, Paid Holidays and Exclusive Employee vacation properties

R+L Global Logistics will provide equal employment opportunities to all applicants without regard to an applicant’s race, color, religion, sex, sexual orientation, gender, gender identity or expression, genetic information, national origin, age, veteran status, disability, or any other status protected by federal or state law. R+L Global Logistics will provide reasonable accommodations to allow an applicant to participate in the hiring process (e.g., accommodations for an assessment or job interview) if so requested. When completing this application, you may exclude information that would disclose or otherwise reference your race, religion, age, sex, genetic, veteran status, disability or any other status protected by federal or state law .