Credit Analyst

S&P Global; New York (NY); On-site; USD 225,000 - 250,000; Full time

Benefits offered by this job

Health care

Generous time off

Continuous learning

Retirement planning

Family perks

Retail discounts

Job summary

Standard & Poor's Financial Services LLC is seeking a Credit Analyst to lead complex credit analyses, develop forecasts, and prepare materials for rating decisions. The role requires communicating methodologies clearly and supporting the rating process across markets.

The candidate will contribute to high-impact research, write analytical reports, and collaborate with global teams to deliver timely credit opinions. Strong knowledge of financial models and industry trends is essential.

Qualifications

• Master's degree in Business Administration, Finance, or related field with 5+ years of credit analysis experience.
• CFA certification or MBA with 5+ years in credit/financial analysis.
• Experience in financial modeling, forecasting, and applying credit criteria.

Responsibilities

• Act as primary analyst for complex entities and prepare materials for ratings publications.
• Support rating committees with recommendations and analytical reports.
• Develop forecasts and rating recommendations based on S&P criteria.
• Train teammates and communicate methodologies to clients.

Skills

Financial modeling

Credit analysis

Financial forecasting

Industry knowledge

Education

Master's degree in Business Administration / Finance

CFA certification

Tools

S&P internal systems

Job description

Our Mission

Advancing Essential Intelligence.

About The Role

Grade Level (for internal use): 13

Company Name: Standard & Poor's Financial Services LLC

Job Title: Credit Analyst

Location: 55 Water Street, New York, NY 10041 (Requires regular in-office attendance at New York, NY office. On other days, telecommuting permitted within normal commuting distance)

Job Duties: Standard & Poor's Financial Services LLC seeks a Credit Analyst who will act as the primary analyst for complex entities, making recommendations to the rating committee and preparing materials for ratings publication. Serve as an active, vocal voting member of rating committees. Develop forecasts and recommend ratings for issuers and debt issues consistent with existing S&P criteria. Learn and apply S&P internal systems and effectively communicate S&P’s methodology and procedures to clients. Aid in identifying market trends. Write analytical reports, contribute to thought leadership pieces, and synthesize analysis into well‑reasoned and well‑supported rating recommendations. Work effectively with markets and jurisdictions outside of primary focus in a global environment. Ensure a risk aware culture to increase our ability to efficiently and effectively serve clients. Cover of a diverse portfolio of credits. Train other team members to help them resolve difficult day‑to‑day analytical issues and problems.

Job Requirements: Master's degree in Business Administration, Business Analytics, Finance, or related financial field, plus five (5) years of experience as a Credit Analyst, Financial Analyst, or related occupation. Five (5) years of experience must include: Financial modeling and credit analysis; Understanding of accounting, financial reporting standards, and corporate budgeting; Developing financial models and forecasts relating to earning, cashflows, and liquidity to assess credit quality of companies; Utilizing company and industry knowledge and financial analysis to make well‑reasoned and well‑supported rating recommendations; Writing analytical reports to convey credit opinion to market participants; Industry knowledge of capital markets and the broader financial services.

Alternatively, employer will accept Bachelor's degree in Business Administration, Business Analytics, Finance, or related financial field and Chartered Financial Analyst (CFA) certification plus five (5) years of experience as a Credit Analyst, Financial Analyst, or related occupation. Five (5) years of experience must include: Financial modeling and credit analysis; Understanding of accounting, financial reporting standards, and corporate budgeting; Developing financial models and forecasts relating to earning, cashflows, and liquidity to assess credit quality of companies; Utilizing company and industry knowledge and financial analysis to make well‑reasoned and well‑supported rating recommendations; Writing analytical reports to convey credit opinion to market participants; Industry knowledge of capital markets and the broader financial services.

Any suitable combination of education, training, or experience is acceptable.

The anticipated base salary range for this position is $225,000 to $250,300. Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses & certifications. In addition to base compensation, this role is eligible for an annual incentive plan. Standard & Poor's Financial Services LLC is part of S&P Global and this role is eligible to receive additional S&P Global benefits. For more information on the benefits we provide to our employees, please see: https://spgbenefits.com/benefit-summaries/us.

About S&P Global Ratings

At S&P Global Ratings, our analyst‑driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high‑quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.

For more information, visit www.spglobal.com/ratings

What’s In It For You?

Our Mission

Advancing Essential Intelligence.

Our People

We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Our Values

Integrity, Discovery, Partnership

Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

Benefits

We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.

Our Benefits Include

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company‑matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best‑in‑class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

Global Hiring And Opportunity At S&P Global

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

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Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.

If you need an accommodation during the application process due to a disability, please send an email to: [e-mail] your request will be forwarded to the appropriate person.

US Candidates Only

Know Your Rights: Workplace discrimination is illegal

20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)

Job ID: 331909

Posted On: 2026-10-30

Location: New York, New York, United States