CREDit Graduate Program Analyst
S&P Global
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Benefits offered by this job
Job summary
S&P Global Ratings is seeking CREDit Program Analysts for a two-year graduate program based in New York.
You will engage with senior market participants and the global investor community, building a versatile skill set across research practices while completing a professional qualification such as MBA or CFA.
Responsibilities
- Build capability in credit, financial data, and analytical tooling by applying feedback quickly and adopting standard ways of working that reinforce consistent, decision-ready outputs.
- Contribute to AI-enabled team productivity by sharing reusable prompts, templates, checklists, and lightweight automation that augments team judgment, not replaces it, reducing rework and improving turnaround time.
- Support colleagues proactively with strong attention to detail, and contribute creative, resourceful ideas in collaborative team discussions.
- Champion continuous improvement by questioning existing processes, exploring new tools, and applying fresh perspectives to data and problem-solving.
- Partner with analysts and managers to deliver reliable execution, including clear status updates, early escalation of risks, and consistent follow-through to protect quality and trust.
- Build and maintain high-quality research and data packs using standard templates, applying automation where appropriate to improve consistency while retaining human review of key outputs.
- Use approved large language model tools as an enabler to accelerate research, summarization, and initial drafting - followed by human validation, correction, and explicit evidence capture.
- Collect, clean, reconcile, and validate data; proactively identify inconsistencies, assess assumptions, and flag risks early.
- Support financial model maintenance and contribute to recurring analyst monitoring workflows and process improvement initiatives.
- Monitor issuer, sector, and market developments and produce concise, clearly sourced summaries that help analysts move faster and inform decision‑making.
- Translate data, analysis, and research into clear, actionable narratives for client and market engagement.
- Develop a client‑oriented, solutions‑focused mindset by observing and learning from service excellence in practice.
- Apply confidentiality, documentation, and governance requirements consistently across all analytical and operational activities.
- Support supervised piloting and testing of new tools within defined guidelines.
Job description
At S&P Global, our values - Discovery, Integrity, and Partnership - shape how we work, how we collaborate, and how we earn trust with our customers and each other. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance what has always defined us: the intelligence of our people, deep relationships, and trusted insights. By leveraging technology with human expertise, we help our teams navigate complexity and deliver actionable, decisionready intelligence without compromising quality, accountability, or integrity.
Grade Level (for internal use):
09
At S&P Global, our values - Discovery, Integrity, and Partnership - shape how we work, how we collaborate, and how we earn trust with our customers and each other. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance what has always defined us: the intelligence of our people, deep relationships, and trusted insights. By leveraging technology with human expertise, we help our teams navigate complexity and deliver actionable, decisionready intelligence without compromising quality, accountability, or integrity.
S&P Global Ratings is one of the world's leading providers of independent credit risk research and benchmarks. CREDit Program Analysts are part of a team that produces high-quality fundamental research and ratings based on established criteria and are positioned at the center of how investment decisions are made globally. You will engage with senior market participants and the global investor community across one of the largest providers of credit ratings in the world. The CREDit Graduate Program is a two-year training and development opportunity, with our next intake joining in September 2027. CREDit Program Analysts work across various practices and teams to meet the evolving demands of the global market, building a versatile skill set while contributing to our most impactful business areas. Our analytical practice groups include Corporates, Public Finance, Financial Institutions, Structured Finance, Sovereign and International Public Finance, and Infrastructure. All analysts combine practical work experience with the completion of a relevant professional qualification - such as an MBA or CFA.
- Build capability in credit, financial data, and analytical tooling by applying feedback quickly and adopting standard ways of working that reinforce consistent, decision-ready outputs.
- Contribute to AI-enabled team productivity by sharing reusable prompts, templates, checklists, and lightweight automation that augments team judgment, not replaces it, reducing rework and improving turnaround time.
- Support colleagues proactively with strong attention to detail, and contribute creative, resourceful ideas in collaborative team discussions.
- Champion continuous improvement by questioning existing processes, exploring new tools, and applying fresh perspectives to data and problem-solving.
- Partner with analysts and managers to deliver reliable execution, including clear status updates, early escalation of risks, and consistent follow-through to protect quality and trust.
- Build and maintain high-quality research and data packs using standard templates, applying automation where appropriate to improve consistency while retaining human review of key outputs.
- Use approved large language model tools as an enabler to accelerate research, summarization, and initial drafting - followed by human validation, correction, and explicit evidence capture.
- Collect, clean, reconcile, and validate data; proactively identify inconsistencies, assess assumptions, and flag risks early.
- Support financial model maintenance and contribute to recurring analyst monitoring workflows and process improvement initiatives.
- Monitor issuer, sector, and market developments and produce concise, clearly sourced summaries that help analysts move faster and inform decision‑making.
- Translate data, analysis, and research into clear, actionable narratives for client and market engagement.
- Develop a client‑oriented, solutions‑focused mindset by observing and learning from service excellence in practice.
- Apply confidentiality, documentation, and governance requirements consistently across all analytical and operational activities.
- Support supervised piloting and testing of new tools within defined guidelines.
S&P Globalstatesthat theanticipatedbase salary range for this positionis $75,000USDto $90,000USD. Final base salary for this role will be based on the individual’s geographic location, as well as experience level, skill set, training, licenses, and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. For more information on the benefits we provide to our employees.
- Current undergraduate or postgraduate student in the penultimate year of study only.
- We welcome candidates from traditional finance disciplines e.g. Accounting, Business Administration, Engineering, Economics, Finance, Math, Public Policy, Quantitative Analysis, Data and Statistics. This is as well as diverse academic backgrounds that support innovative and critical thinking and storytelling e.g. Engineering and Sciences, Philosophy, Politics, Classics, Theology, English Language, English Literature and Languages.
- Collaborative and dependable working style, with the ability to manage priorities, communicate clearly, and deliver consistently in a team-oriented environment.
- A learning mindset, comfortable adopting new tools to enhance quality, with a genuine interest in automation and efficiency improvements that maintain clear controls and measurable outcomes.
- Demonstrated ability or clear willingness to develop strength in research and data analysis, synthesizing information into clear, concise, decision‑ready outputs.
- Strong spreadsheet skills with a willingness to develop proficiency in data and automation tools to improve reliability and consistency.
- Practical fluency with generative AI and large language model tools — or a strong willingness to develop this — paired with sound validation discipline and judgment on when AI should not be used to protect accuracy and confidentiality.
- Effective written and verbal communication skills, with the ability to present research and analysis in a clear, structured format that supports informed decision‑making.
- A solutions‑oriented mindset focused on delivering excellent service to internal and external stakeholders.
- High standards for accuracy, traceability, and quality, with a commitment to responsible technology use — including protecting confidential information and ensuring AI-generated outputs are verified and appropriately attributed.
- English: Required — Fluent (able to conduct meetings, collaborate effectively, and communicate clearly in writing and verbally).
- English: Required - Fluent (able to conduct meetings, collaborate effectively, and communicate clearly in writing and verbally).
- Employees are required to work from the office a minimum of two days per week.
- Candidates who reach the final stage of the interview process will be asked to attend at least one in‑person interview at their nearest S&P Global Ratings office before an offer can be extended.
- Right to Work Requirements: This role is limited to persons with indefinite right to work in the United States.
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
For more information, visit www.spglobal.com/ratings
Advancing Essential Intelligence.
We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.
Integrity, Discovery, Partnership
Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.
We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.
- Health & Wellness: Health care coverage designed for the mind and body.
- Flexible Downtime: Generous time off helps keep you energized for your time on.
- Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
- Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company‑matched student loan contribution, and financial wellness programs.
- Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best‑in class benefits for families.
- Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.
For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries
At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.
S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to:EEO.Compliance@spglobal.comand your request will be forwarded to the appropriate person.
US Candidates Only: Know Your Rights: Workplace discrimination is illegal
203 - Entry Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.1 - Middle Professional Tier I (EEO Job Group)
Location: New York, New York, United States
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