Credit Analyst

CarterPierce, INC.; New York (NY); On-site; USD 70,000 - 90,000; Full time

Job summary

A leading alternative asset manager in New York is seeking a Credit Analyst to support their Asset Management team. This role involves monitoring credit investments, conducting financial analyses, and collaborating with senior investment professionals. The ideal candidate will have a Bachelor's degree and 1-4 years of experience in areas such as Leveraged Finance or Credit Analysis. This opportunity offers significant exposure to complex credit investments in a collaborative environment.

Qualifications

• 1–4 years of relevant experience in Leveraged Finance, Credit Risk, or Portfolio Management.
• Strong financial modeling and credit analysis capabilities.
• Familiarity evaluating leveraged capital structures.

Responsibilities

• Monitor performance of portfolio companies and assess credit risk.
• Conduct detailed financial analysis including liquidity assessments.
• Build and maintain financial models and prepare reports.

Skills

Financial modeling

Credit analysis

Analytical skills

Communication skills

Organizational skills

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

Job description

CarterPierce is leading an Asset Management team Credit Analyst search for a leading alternative asset manager.

This role will support the ongoing monitoring and evaluation of a diversified portfolio of credit investments, working closely with senior investment professionals to assess credit risk, analyze borrower performance, and contribute to portfolio management decisions.

Key Responsibilities

• Monitor the performance of existing portfolio companies and assess ongoing credit risk across investments.
• Conduct detailed financial analysis including liquidity assessment, covenant compliance, and borrower performance monitoring.
• Build and maintain financial models to evaluate portfolio performance and downside scenarios.
• Prepare internal credit memoranda, portfolio updates, and investment committee materials.
• Identify potential credit issues and assist in developing risk mitigation strategies.
• Support amendment, refinancing, and restructuring processes where applicable.
• Coordinate with legal advisors, restructuring consultants, and portfolio company management teams.
• Assist with portfolio surveillance systems and internal reporting processes.

Target Candidate Background

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 1–4 years of relevant experience in any of the following: Leveraged Finance, Credit Risk / Credit Analysis, Portfolio Management, Structured Finance, Private Credit or Direct Lending
• Strong financial modeling, accounting, and credit analysis capabilities.
• Familiarity evaluating leveraged capital structures and borrower creditworthiness.
• Excellent analytical, communication, and organizational skills.

This is an opportunity to join a well-established investment platform with a strong track record in credit investing. The role offers meaningful exposure to complex credit investments and the opportunity to work alongside experienced investment professionals in a collaborative environment.