Credit Analyst

Sumitomo Mitsui Trust Bank Limited New York Branch; New York (NY); Hybrid; USD 95,000 - 105,000; Full time

Job summary

A leading bank in New York seeks a Credit Analyst to evaluate credit and manage deals. The role requires a Bachelor's degree in Finance or Economics and offers a hybrid work schedule. Join a diverse team focused on sustainable business practices and employee well-being.

Benefits

Paid Time Off

Medical Insurance

401(k)

Tuition Assistance

Vision Insurance

Dental Insurance

Qualifications

• 2+ years related experience required.
• Good knowledge of finance and basic accounting.
• Advanced in Microsoft 365.

Responsibilities

• Responsible for credit evaluation and deal maintenance.
• Reviews potential assets and prepares credit applications.
• Ensures compliance with investment guidelines.

Skills

Finance

Accounting

Communication

Education

Bachelor’s degree in Finance or Economics

Tools

Bloomberg

EDGAR

Microsoft 365

Job description

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Sumitomo Mitsui Trust Bank Limited New York Branch provided pay range

This range is provided by Sumitomo Mitsui Trust Bank Limited New York Branch. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$95,000.00/yr - $105,000.00/yr

This role is located in New York City and will require a hybrid work schedule of at least 2 days in office per week.

This role is for Assistant Officer level candidates.

About the Bank:

Sumitomo Mitsui Trust Bank, Limited (SuMi TRUST) is one of the largest asset managers in Asia. The Bank provides an assortment of financial solutions and manages a broad spectrum of financial products across its global branches.

Department Overview

The Americas Division (“AD”) was established in the Sumitomo Mitsui Trust Bank, Limited, New York Branch) (“SMTBNY”) to perform corporate functions and supervise U.S. entities. Established under the AD are the “Global Banking Unit (“GBU”), Americas Division” and “Global Markets Unit (“GMU”), Americas Division” which performs business functions. The Credit Investment Management Department (“CIM”) is responsible for the booking and administering of (i) leveraged loan assets and (ii) structured product assets including CLOs (note investments and warehousing facilities) and MML Senior Financing through maturity or refinancing in accordance with the Branch’s lending policy.

Your Role Overview:

Responsible for credit evaluation and deal maintenance.

Your Duties and Responsibilities

• Reviews potential assets in assigned products/industries and prepares MML Senior Financing credit applications and makes investment recommendations.
• Ensures compliance with applicable investment guidelines and directives from Head Office and Branch Management.
• Monitors assigned assets/products/industries to maintain credit quality through asset/product/industry appropriate measures, i.e., financial analysis and trends, cross-sectional analysis, cashflow analysis and market value/liquidity.
• Prepares all applications and reports and makes recommendations on all amendments, refinancings and other ongoing activities.
• Responsible for all Head Office and Branch monitoring and reporting requirements, including rating review, business review of documentation, regulatory review, booking and financial and portfolio review requirements, with support from Operations Analyst as designated.
• May conduct or support deal structuring activities.
• Performs other duties and responsibilities as assigned by management.

Your Qualifications:

• Bachelor’s degree in Finance or Economics or equivalent with 2+ years related experience.
• Good knowledge of finance and basic accounting.
• Good knowledge of commonly used research resources, including Bloomberg, EDGAR, and rating agencies.
• Good knowledge of corporate finance transactions.
• Good knowledge of loan markets and basic understanding of US credit market and products such as fund finance, HYL, CLO and MML.
• Advanced in Microsoft 365 (Excel, PowerPoint, Word, Outlook, and Access) and some modeling capabilities.
• Excellent written and oral communication skills.

Why you should join SuMi Trust:

SuMi Trust embraces flexible ways of working when the business and role permits. We provide employees with a hybrid working model, allowing for in-office work and work from home. Our diverse and inclusive environment along with our global presence enables us to collaborate and communicate to meet our business needs. We believe that efficient teams need truth, loyalty, and a strong sense of purpose to balance risk and their targets. We make sustainable business decisions to improve our society and the world. We believe that each person brings a unique value that drives the business though their creativity and passion.

• The Employee Benefits package includes: Paid Time Off, medical, HSA, vision, dental, FSA, 401(k), profit sharing, legal plan, cancer indemnity plan, disability insurance, life insurance, employee assistance program, commuter benefits, business travel accident, paid volunteer day, paid memberships, paid seminars, and tuition assistance.
• We offer many socialization opportunities for wellness, financial wellbeing, runs/walks, team building, happy hours, and activities to support the Sustainable Developmental Goals.

Check out our LinkedIn for our employee experience: https://www.linkedin.com/company/smtbny

We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law. SuMi Trust provides reasonable accommodations for employees and applicants with disabilities consistent with applicable law. If you need a reasonable accommodation during the application

Seniority level

• Seniority level

  Entry level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and General Business

• Industries

  Banking

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Inferred from the description for this job

Medical insurance

Vision insurance

401(k)

Tuition assistance

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