Credit Analyst

Premiercommunity; Maryland; On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Competitive compensation program

Paid personal time off

Health, dental and vision insurance

401(k) with match

Employee Stock Ownership Plan (ESOP)

Bonus program

Continuing education reimbursement

Flexible spending account plans

Voluntary AFLAC insurance policies

Employee Assistance Program

529 college savings plan

Job summary

Premier Community Bank is seeking a Credit Analyst to support our lending team. You’ll help gather and review financial information for current and potential loan customers, and assist in preparing loan presentations for Agricultural and Commercial Loan Officers, with values upwards of $15M, by analyzing cash flow, liquidity, leverage and collateral.

This entry‑level role includes 6–12 months of training and offers growth opportunities within the organization.

Qualifications

• Bachelor's degree in accounting, business or finance or current pursuit with expected graduation within the next year.
• Ability to work independently.
• Strong attention to detail and accuracy.

Responsibilities

• Compiling and analyzing financial information.
• Reviewing loan documentation including notes, security agreements, mortgages, and title work.
• Preparing loan presentations and reports for Loan Committee/Executive Loan Committee.

Skills

Independent work

Attention to detail

Financial analysis

MS Word

MS Excel

Education

Bachelor's degree in accounting, business or finance

Tools

Microsoft Word

Microsoft Excel

Job description

Are you a motivated and driven individual seeking hands-on experience in a dynamic and community orientated work environment? We are currently seeking a Credit Analyst to join Premier Community Bank! If you are eager to learn, possess strong communication and problem-solving skills, we'd love to hear from you!

As a Credit Analyst, you'll play an important role in supporting our lending team. You'll help gather and review financial information for current and potential loan customers, and assist in preparing reports for our Agricultural and Commercial Loan Officers, with values upwards of $15M, by completing loan presentations. As part of completing loan presentations/underwriting you will analyze cash flow, liquidity, leverage, collateral, etc.

This position is an opportunity to start your career with great potential for growth within our organization. This position will require an initial 6-12 months of training. Premier Community Bank has 11 locations across northeast Wisconsin, and initial training would take place primarily at our Marion, WI office.

What You’ll Do:

• Compiling and analyzing financial information
• Reviewing loan documentation which includes loan notes, security agreements, mortgages, title work, etc.
• Preparing loan presentations and various reports to be reviewed by the Loan Committee/Executive Loan Committee

Skills for Success:

• Bachelor's Degree in accounting, business or finance with a minimum of both financial accounting and managerial accounting courses completed OR pursuing Bachelor's Degree in accounting, business or finance with expected graduation in the next year.
• Ability to work independently.
• Attention to detail & accuracy.

• Proficiency in Microsoft operating systems, including Word and Excel.

What is it like to be Premier?

Join our team of employees who pride themselves on listening to our customer's needs and portraying a willingness to fulfill those needs. Grow in an environment where our employees respect the communities they serve, their customers and their co-workers.

Our goal is to provide an amazing, quality experience for our customers. We constantly strive to do the right thing. We appreciate and encourage new ideas from each other and our customers to become the bank of choice.

and become a member of our staff where we help each other and work as a team to deliver quality service.

Benefits available:

Our employees are the core of Premier, so we offer a benefits package that makes being part of the team that much sweeter! We offer:

• Competitive compensation program
• Paid personal time off
• Paid holidays
• Health, dental and vision insurance
• Life and long‑term disability insurance
• 401(k) with match
• Employee Stock Ownership Plan (ESOP)
• Bonus program
• Continuing education reimbursement
• Flexible spending account plans
• Voluntary AFLAC insurance policies
• Employee Assistance Program
• 529 college savings plan