Credit Analyst

Central Bank; Lincoln (NE); On-site; USD 65,000 - 90,000; Full time

Job summary

Central Bank of the Midwest is seeking a skilled professional to join the Loan Review team to complete risk assessment analyses and contribute to sound credit decisions. You will evaluate diverse loan types, prepare supported ratings, and collaborate with internal and external clients to ensure timely reviews and accurate financial analysis.

The role emphasizes strong interpersonal, analytical, and decision-making abilities to support risk assessment and lending decisions across multiple

Qualifications

• Experience in risk assessment and loan review processes.
• Ability to analyze credit information on various loan types.
• Proven capability to produce well-supported rating recommendations.

Responsibilities

• Loan Review Production and Effectiveness
• Complete loan reviews timely and accurately
• Understand and analyze credit information on a variety of loan types
• Assess and compare attributes of a credit relationship to loan risk rating definitions
• Provide well-supported rating recommendations
• Efficiently prepare accurate financial statement spreads for reviews and new loan proposals
• Operational Effectiveness
• Efficiently prepare effective written analysis
• Effectively support multiple relationships with internal and external stakeholders

Skills

Interpersonal skills

Analytical skills

Decision-making

Credit risk analysis

Job description

What You’ll Do

You are a valued member of the broader Loan Review team, relied upon to complete risk assessment analysis of various types. Your strong combination of interpersonal, analytical, and decision-making skills make you a valued resource and partner to internal and external clients.

What You’ll Do

You are a valued member of the broader Loan Review team, relied upon to complete risk assessment analysis of various types. Your strong combination of interpersonal, analytical, and decision-making skills make you a valued resource and partner to internal and external clients.

Key Accountabilities

• Loan Review Production and Effectiveness
• Complete loan reviews timely and accurately
• Understand and analyze credit information on a variety of loan types
• Assess and compare attributes of a credit relationship to loan risk rating definitions
• Provide well-supported rating recommendations
• Efficiently prepare accurate financial statement spreads for reviews and new loan proposals
• Operational Effectiveness
• Efficiently prepare effective written analysis
• Effectively support multiple relationships with internal and external stakeholders

About Central Bank

At Central Bank of the Midwest, our roots run deep in the communities that define our footprint and the ones that shape our culture. Some are defined by geography, while others bring us together through shared experience, values, lifestyle or goals.

Our Associates are the Bank, and Everyone is welcome here. We believe in the diversity of culture, experience, thought and values to create better conversations - and thus - better decisions around the most important issues we face as an organization and community of professionals.

Central Bank of the Midwest is committed to building an inclusive culture that opens a world of opportunity for our team, customers, and every community within our reach. We embrace people and opportunities, engage with our time, talent and resources, and elevate relationships through added value. With a shared commitment to our core values, we RISE together! We RISE by lifting others. These words provide a benchmark for our motives, and compass to guide our words and actions. We pledge to create and sustain a culture of belonging, where we can learn, understand and support the differences that make us better - together.