Credit Analyst

Central Bank; Kansas City (MO); On-site; USD 70,000 - 90,000; Full time

Job summary

Central Bank of the Midwest is seeking a Loan Review professional to assess risk and produce timely loan reviews. You will partner with internal and external clients, applying analytical and interpersonal skills to support sound credit decisions.

The role emphasizes preparing written analyses and financial statement spreads, delivering well-supported ratings, and collaborating across loan teams to strengthen overall risk management.

Qualifications

• Must be able to analyze and interpret credit information for a variety of loans.
• Strong interpersonal and written communication skills are essential.
• Ability to support risk rating decisions with well-supported analyses.

Responsibilities

• Complete loan reviews timely and accurately
• Understand and analyze credit information on a variety of loan types
• Assess and compare attributes of a credit relationship to loan risk rating definitions
• Provide well-supported rating recommendations
• Prepare financial statement spreads for reviews and new loan proposals
• Efficiently prepare effective written analyses
• Support multiple relationships with internal and external stakeholders

Skills

Credit risk analysis

Financial statement analysis

Interpersonal skills

Decision making

Stakeholder management

Job description

What You’ll Do

You are a valued member of the broader Loan Review team, relied upon to complete risk assessment analysis of various types. Your strong combination of interpersonal, analytical, and decision-making skills make you a valued resource and partner to internal and external clients.

Key Accountabilities

• Loan Review Production and Effectiveness
• Complete loan reviews timely and accurately
• Understand and analyze credit information on a variety of loan types
• Assess and compare attributes of a credit relationship to loan risk rating definitions
• Provide well-supported rating recommendations
• Efficiently prepare accurate financial statement spreads for reviews and new loan proposals
• Operational Effectiveness
• Efficiently prepare effective written analysis
• Effectively support multiple relationships with internal and external stakeholders

About Central Bank

At Central Bank of the Midwest, our roots run deep in the communities that define our footprint and the ones that shape our culture. Some are defined by geography, while others bring us together through shared experience, values, lifestyle or goals.

Our Associates are the Bank, and Everyone is welcome here. We believe in the diversity of culture, experience, thought and values to create better conversations - and thus - better decisions around the most important issues we face as an organization and community of professionals. Central Bank of the Midwest is committed to building an inclusive culture that opens a world of opportunity for our team, customers, and every community within our reach. We embrace people and opportunities, engage with our time, talent and resources, and elevate relationships through added value. With a shared commitment to our core values, we RISE together! We RISE by lifting others. These words provide a benchmark for our motives, and compass to guide our words and actions. We pledge to create and sustain a culture of belonging, where we can learn, understand and support the differences that make us better - together.