Credit Analyst

Home State Bank; Jefferson (IA); On-site; USD 60,000 - 75,000; Full time

Job summary

Home State Bank is seeking an experienced Credit Analyst to join our team in Jefferson, Iowa. This position plays a crucial role in supporting Sales and Loan Production functions, ensuring accuracy in the credit process and observing lending policies.

The ideal candidate will be familiar with loan procedures, accurately document credit files, and support business bankers in making informed lending decisions. Strong understanding of collateralization and risk mitigation is essential.

Responsibilities

• Supports Sales and Loan Production functions.
• Maintains accuracy in credit processes and loan procedures.
• Facilitates sound lending decisions and mitigates risks.

Job description

Opportunity

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team.

Responsibilities

The Credit Analyst position supports two key areas of loan function including Sales and Loan Production. This position needs to maintain a high level of accuracy in the credit process by being familiar with loan procedures, structure of credit, collateralization perfection and sound file documentation based on credit type. This function further provides credit file accuracy to support business bankers to facilitate sound lending decisions and assists by helping mitigate risks by ensuring credit is documented in accordance with our policies and procedures. The Credit Analyst also provides support for the internal loan review function, external independent loan review and regulatory examinations conducted by IDOB and FDIC.