Credit Analyst

Community Bank; Biloxi (MS); On-site; USD 42,000 - 64,000; Full time

Job summary

Community Bank is seeking Credit Analysts to work closely with Loan Quality Control/Appraisal Coordinators and other Bank staff. They prepare Commercial Credit Offering (CCO) and support the Loan Loss Reserve, as well as the appraisal coordination and review processes.

Reports to the designated Coordinator or Officer. Required is a high school diploma or GED, with preference for some college or post-graduate training.

Qualifications

• Graduation from high school or GED required; some college or technical training preferred.
• Minimum two years of customer service experience or minimum one year in banking; education may substitute.

Responsibilities

• Prepare Commercial Credit Offering (CCO) for loan analysis.
• Support the Loan Loss Reserve and appraisal coordination/review functions.

Skills

Customer service

Banking knowledge

Education

High school diploma or GED

Some college or post graduate technical training

2+ years customer service OR 1 year banking experience

Job description

General Job Responsibilities

Community Bank Credit Analysts work closely with the Loan Quality Control/Appraisal Coordinators and other Bank staff. They prepare Commercial Credit Offering (CCO), provide support for the Loan Loss Reserve, and support the appraisal coordination and review functions. The Credit Analysts fully understand and adhere to all federal and state laws and the policies of the Bank and operates all applicable software programs. Credit Analyst reports to the designated Loan Quality Control/Appraisal Coordinator or designated Officer

General Job Responsibilities

Community Bank Credit Analysts work closely with the Loan Quality Control/Appraisal Coordinators and other Bank staff. They prepare Commercial Credit Offering (CCO), provide support for the Loan Loss Reserve, and support the appraisal coordination and review functions. Credit Analyst reports to the designated Loan Quality Control/Appraisal Coordinator or designated Officer

Education And Experience

Graduation from high school or equivalent GED required, some college or post graduate technical training preferred.

A minimum of two years of work experience in an area requiring customer service skills OR a minimum of one year of work experience in the banking industry preferred. Education may be substituted for experience