Credit Analyst

Wintrust Financial Corporation; Illinois; On-site; USD 59,000 - 77,000; Full time

Benefits offered by this job

Medical Insurance

Dental

Vision

401(k) with company match

Employee Stock Purchase Plan at 5% discount

Job summary

Wintrust Financial Corporation is seeking a Credit Analyst in Rosemont, IL. In this full-time role, you will engage in credit review and analysis of small business loans, ensuring compliance and thorough due diligence.

A Bachelor's degree in Finance or a related field is required, along with several years of experience in underwriting commercial loans. The position offers competitive salary ranging from $59,000 to $77,000 and a variety of benefits.

Qualifications

• At least 2 years of commercial/small business loans underwriting experience.
• Previous experience with Regulation B.
• Ability to work in a fast-paced environment.

Responsibilities

• Credit review and analysis of new and renew small business loans.
• Present loan decisions according to established procedures.
• Identify alternative financing options for borrowers.

Skills

Analytical skills

Problem-solving

Organization

Attention to detail

Education

Bachelor’s degree in Finance or related field

Job description

## Credit AnalystApplylocations: Rosemont, ILtime type: Full timeposted on: Posted Todayjob requisition id: 261116Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”**Why join this team?*** Great opportunity to work in a small business lending segment* Opportunity to create value by providing your innovative ideas* You come to join focused, highly collaborative team at a great company**What You’ll Do*** Credit review and analysis of new and renew small business loans, including but not limited to calculations of business cash flow, personal cash flow, debit service ratios, etc.* Analyze and review loans for completeness and other required due diligence* Present loan decisions in accordance with established procedures and underwriting criteria* Identify alternative financing options for borrowers that do not qualify for their original requests* Apply delegated credit authorities per policies and procedures* Work closely and provide support to Relationship Managers to help build strong relationships with customers* Other duties as directed**Qualifications*** Bachelor’s degree in Finance or related field* At least 2 years of commercial/small business loans underwriting experience* At least 3 years of commercial/small business loans underwriting experience if no Bachelor’s degree* Previous experience with Regulation B* Excellent analytical and problem-solving skills* Excellent organizational skills, attention to detail and ability to work in a fast-paced environment**Benefits**Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance**Compensation**The estimated salary range for this role is $59,000-$77,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.#LI-ONSITEFrom our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.