Credit Analyst

SNI Companies; Elkhorn (WI); On-site; USD 60,000 - 88,000; Full time

Benefits offered by this job

Medical insurance

Vision insurance

401(k)

Job summary

A prominent recruiting firm seeks an Executive Banking Recruiter in Elkhorn, WI. The role involves underwriting client requests, utilizing credit analysis software, and ensuring compliance in commercial lending. Candidates should have a minimum of 2 years of Commercial Lending experience and be prepared to maintain professional relationships. This full-time position offers a salary ranging from $60,000 to $88,000 per year, along with medical and vision insurance and a 401(k).

Qualifications

• Minimum of 2 years of Commercial Lending experience.

Responsibilities

• Utilizes and maintains credit analysis software.
• Underwrites existing and prospective commercial client requests.
• Assesses collateral offered and its marketability.
• Reviews and ensures commercial loan policy compliance.
• Works closely with commercial lenders to establish credit requirements.
• Assists in training and sharing knowledge with team members.
• Maintains effective communication with Credit Union personnel.
• Establishes and maintains professional business relations.

Job description

Executive Banking Recruiter

Phone: [phone]

Base Pay Range

$60,000.00/yr - $88,000.00/yr

Responsibilities

• Utilizes and maintains credit analysis software.
• Underwrites existing and prospective commercial client requests, reviewing all financial statements and comparing the client's historical performance with industry and competitor trends.
• Periodically accompanies Commercial Lenders on meetings with Commercial Members or at other business development events.
• Assesses collateral offered and its marketability to ensure credit relationships meet internal policy guidelines and regulatory standards.
• Reviews and ensures commercial loan policy compliance throughout the commercial lending process, including the review of various reports and loan approval conditions.
• Works closely with commercial lenders to fully understand the request, establishing and defining credit requirements and risk mitigation to make credit recommendations to the appropriate individual or committee based on credit analysis.
• Assists the department in training and sharing knowledge with Commercial Credit Analyst I team members.
• Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Credit Union personnel and management, including coordinating functions with related departments, providing support as needed, keeping management informed of area activities and any significant problems, attending and participating in meetings and committees as required, and completing required reports and records.
• Reviews and helps recommend various reports and other loan approval conditions.
• Assumes responsibility for establishing and maintaining effective and professional business relations with members and trade professionals, answering questions and resolving requests, including assisting department personnel with administrative tasks as needed and protecting the Credit Union's professional reputation.
• Must comply with applicable laws and regulations, including the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control, and follow all policies and procedures to minimize risk by exercising judgment, raising questions to management, and adhering to policy guidelines.

Experience and Qualifications

Experience

Minimum of 2 years of Commercial Lending experience.

Seniority Level

Not Applicable

Employment Type

Full-time

Job Function

Finance

Industry

Banking and Financial Services

Benefits

• Medical insurance
• Vision insurance
• 401(k)