Credit Analysis Team Manager

F&M Bank; Lodi (CA); On-site; USD 130,000 - 168,000; Full time

Job summary

F&M Bank in Lodi, CA is seeking a Credit Analysis Team Manager to supervise a team of 8–10 analysts, oversee daily workflows, and develop processes to meet tight deadlines. The role requires strong underwriting skills and a solid understanding of financial statements.

You will mentor junior officers, coordinate with commercial lending, and ensure high-quality credit presentations with minimal rewrites. The position is exempt and benefits-eligible, with salary commensurate with experience.

Qualifications

• Minimum 5 years of experience in a financial institution or related area.
• At least five years of managing people with emphasis on customer service and meeting deadlines.
• Strong underwriting skills and understanding of financial statements.
• Ability to mentor junior officers and meet deadlines.

Responsibilities

• Lead and mentor a credit and portfolio analysis team.
• Oversee underwriting tasks, including Moody's RiskAnalyst and TaxAnalysis spreads.
• Ensure high-quality credit presentations with minimal rewrites.
• Provide excellent internal customer service to branches and staff.
• Complete special projects from field and executive management.

Skills

Leadership

Detail-oriented

Communication skills

Teamwork

Initiative

Integrity

Education

Bachelor's degree preferred

Tools

Moody's RiskAnalyst

TaxAnalysis

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Credit Analysis Team Manager

Full Time Equivalent Mgrs/Branch Mrgs. Lodi, CA, US

3 days ago Requisition ID: 1060

Salary Range: $130,000.00 To $167,500.00 Annually

Credit Analysis Team Manager

Department: Credit Analysis Team Employment Status: Exempt - Benefited

Location(s): Lodi Supervises Others: Yes

Posting Date: Salary: $130,000 - $167,500 (Commensurate with experience and qualifications)

The Manager is responsible for managing a team of 8 to 10 individuals who provide credit and portfolio analysis services to the commercial lending team. The individual in this position is responsible for supervising the daily workflow, branch communication and developing team processes as needed. They must assure that all analysis and underwriting requests are completed accurately and within strict time constraints. The individual must have strong underwriting skills and complete understanding of financial statements. The position requires a significant amount of training and mentoring of junior officers.

• Manages and provides strong leadership to the credit and portfolio analysis team process
• Underwriting responsibilities include but not limited to:
  • Loan Presentation data set up with preliminary underwriting comments.
  • Moody's RiskAnalyst Desktop software spreading system.
  • TaxAnalysis software spreading system.
  • NOI analysis; ie. Collateral Monitoring and Excess Vacancy Worksheet.
  • ACH/RDC renewal processing.
• Assure that the team is preparing high quality credit presentations with a minimum number of rewrites and conducting accurate credit analysis on a timely basis.
• Provide superior customer service to all bank staff with no unjustified complaints from internal customers (ie. Branch Relationship Managers, Credit Administration, Loan Center Staff).
• Complete special projects and handling as required from the field and executive management.

Who are we looking for?

• Our ideal candidate is a service "champion" who models operational and customer service excellence
• Someone who is detail-oriented with a strong ability to manage/prioritize work tasks effectively; remains focused and organized, even when faced with continuous deadlines
• A top-notch communicator, with above average written and verbal communication skills
• An individual who functions collaboratively and demonstrates teamwork, yet has the ability to work independently and take initiative in resolving credit and portfolio analysis issues
• A quick learner who takes pride in completing tasks completely and accurately
• Adheres to high ethical standards and who maintains customer confidentiality

Also required:

• A four-year college degree is preferred
• Individual must have a minimum of 5 years of work experience in a financial institution or related area. Must have at least five year experience in managing people with emphasis in customer service and meeting deadlines. Must be team oriented, facilitate cooperation, and be flexible to changes
• Working knowledge of banking institution concepts, federal/state regulations, policy and procedures
• Strong problem solving, organizational, and troubleshooting skills required

F&M Bank